정보 만물상

Blog Owner

씨니키

@information-general-store

정보 만물상

다양한 정보를 모두 모아봅니다.

88,909

Total Views

131

Posts

12

Categories

0

Comments

0

Likes

P

5,501.5

Points

Category

Popular Posts

Post List

경제 category · 100 posts

Sort:
경제
15 min read
November 25, 2025 17:55

Focusing on the impact of abolishing the debit card issuance age, raising the limit of post-paid transportation cards, and institutionalizing family cards.

1. Introduction: The paradigm shift in Kids FinTech In the Korean financial market, minors have long been both 'protected' and 'regulated'. From a traditional financial perspective, especially under the Credit and Specialized Financial Business Act, minors have been considered to lack the capacity to conduct financial activities independently and have been subject to strict age restrictions on owning non-cash payment instruments (cards, etc.) in their own name. However, starting in 2025, this paradigm is set to shift dramatically. In the first quarter of 2025, the Financial Services Commission will amend its rules to allow minors to access financial...

#체크카드 연령 제한 완화 #가족카드 제도 #12세 미만 체크카드
384 0 0 P 57.0
Read
경제
11 min read
November 25, 2025 07:25

In the age of the 10 million, here's a '7-point checklist' to make sure you're making the right choice

I. Introduction: Why You Need to Go Beyond Signing Up, Preparing, and 'Managing' Preparing for funeral culture in South Korea has already grown into a huge industry. According to data from the Korea Fair Trade Commission, as of March 2025, there were nearly 9.6 million subscribers to funeral services, and the amount of funeral prepayments amounted to KRW 10.348 trillion. This means that more than one in five South Koreans have subscribed to a funeral service. However, despite the increase in the number of subscribers, there has been a steady increase in the number of cases of consumer damage. According to the Korea Consumer Affairs Ministry, most of the damage is caused by consumers not checking the contract...

#상조 가입 주의사항 #상조 가입 체크리스트 #상조 피해 예방
330 0 0 P 36.0
Read
경제
14 min read
November 20, 2025 18:39

A structural analysis of the entry into the super-elderly society in 2025 and the legislation of the extended retirement age (65): multidimensional issues, economic impacts and global comparisons

Introduction: Demographic Shifts and the Reshaping of the Labor Market Paradigm The year 2025 will mark an irreversible turning point in South Korea's demographic history and labor market structure. According to a detailed analysis by Statistics Korea and relevant government ministries, South Korea will officially enter the "Super-Aged Society" in 2025, when the proportion of people aged 65 and over will exceed 20% of the total population. This will happen in just over seven years from 2017, when the country entered the elderly society (14%+), a rapid pace that is unprecedented in world history. This demographic shift is not just...

#임금피크제 #정년퇴직 #국민연금
410 0 0 P 59.0
Read
경제
8 min read
November 19, 2025 18:35

Mutual Finance Early Repayment Fee Reduction: How to Pay Off Your Farmers' and Cooperative Loan Early, Save Millions Starting in 2026

From 2026, the early repayment fee for mutual finance such as agricultural cooperatives, water cooperatives, and forest cooperatives will be drastically reduced. The amendment to the Financial Consumer Protection Act (Banso Act) has opened up opportunities for those with high-interest mutual loans to refinance, as only actual costs will be charged. Our top experts explain in detail how to calculate the early repayment fee that could save you millions of won and the roadmap for strategic loan refinancing in 2026. I. Introduction: 2026, a prelude to borrowers' 'opportunity to pay off debt' With the prolonged high interest rate environment, switching loans to reduce interest burden has become an essential strategy; however,...

#상호금융 중도상환수수료 #중도상환수수료 인하 #상호금융 대출
350 0 0 P 44.0
Read
경제
13 min read
November 19, 2025 17:25

Samyang 1963 and the Return of Wuji: Food History Truths, Oil Chemistry Revisited, and a Paradigm Shift in the Global Ramen Market in 2025

1. Introduction: 'Taboo Taste' Revived After 36 Years of Silence On November 3, 2025, the South Korean food industry experienced a historic moment that was more than just a new product launch. Samyang Foods has brought back to the market under the name "Samyang 1963" the "Uji (beef oil) ramen noodles" that it was forced to scrap in 1989 due to the unprecedented events of the so-called "Uji Wave." This is not only a commitment to restore the recipe from 1963, when Korea's first ramen noodles were made, but also a direct attack on the stigma of "industrial Uji" that has plagued the company for the past 36 years...

#삼양1963 #우지라면 #우지파동
297 0 0 P 44.0
Read
경제
13 min read
November 18, 2025 21:10

2027 National Workers' Compensation Roadmap: A Deep Dive into the Policy Implications and Economic Challenges of Mandating Self-Employment

This report provides an in-depth analysis of the South Korean government's plans to introduce mandatory workers' compensation insurance for self-employed workers and a national workers' compensation insurance system in 2027 from the perspective of labor policy and the social insurance system. The stark statistic that only 0.52% of self-employed workers are covered by workers' compensation insurance (hereafter referred to as workers' compensation) proves that the current 'voluntary' system is a de facto policy failure. The fact that the rate of accidents in workplaces with fewer than five employees is 1.7 times higher than the overall average shows the "paradox of risk," where the most at-risk groups are the least protected. In response, the government is 'choosing' to...

#산재보험 #자영업자 산재보험 의무화 #전국민 산재보험
316 0 0 P 30.0
Read
경제
6 min read
November 18, 2025 15:20

2024 Work-Study Deadline December 1! 95% Payout, Last Chance to Apply

We're already racing toward the end of 2024. At the end of the year, you want to reward yourself for all the hard work you've put in over the past year, but the sight of an empty bank account makes you groan. But did you know there's a "hidden bonus" you may have forgotten about? Work and child benefits. These programs, which provide cash support to working and business households who are struggling to make ends meet because they're working but earning too little, have one last chance to apply if you missed the May deadline. If you're eligible to receive a payment for 2023 income in 2024, it's really...

#자녀장려금 #근로장려금 신청 #기한 후 신청
580 0 0 P 35.0
Read
경제
5 min read
November 18, 2025 14:03

Domestic Used Car Parts, Why Are They Harder to Find? (Export Boom and Supply Cliff)

Have you recently gone to a repair shop to have your car repaired and heard the embarrassing response, "We don't have the part, we can't fix it"? It's a common occurrence, but it's becoming increasingly common to have your car's repair delayed by days or even weeks because you can't find the domestic used car parts you need. There is a shortage of domestic used car parts in the domestic repair market. This is because all the parts that should be available in the domestic market are being shipped overseas, and even the junkyards that used to supply parts are drying up. What happened, and today, we're going to take a look at the underlying...

#국산 중고차 부품 #중고차 수출 #폐차 부품
315 0 0 P 33.0
Read
경제
7 min read
November 17, 2025 17:11

Launched 3-year savings credit for SME employees (500,000 won per month → 2,300 won)

1. Year 3 Representative K sighs: "I'm leaving... Should I?" "The salary is just passing through the bank account..." K, a third-year employee of a small business, is sighing today. He sees his friends in big companies saving up for year-end bonuses and performance bonuses, but his bank account balance is flat. Work is fun, but the thought of changing jobs makes me long for the day when I can buy a house and get married on this salary. Many small business employees have a similar problem to K. Frequent turnover of key employees is one of the biggest challenges for small businesses. Here's how...

#중소기업 재직자 우대 저축공제 #중소기업 재직자 저축공제 #중소기업 재직자 혜택
348 0 0 P 59.0
Read
경제
4 min read
November 14, 2025 15:37

Living Expense Accounts: No garnishment of up to $250 per month, effective February 2026!

"The law clearly says they can't garnish the first $1.85 million, so why are they stopping me from spending my money?" This is the story of Mr. Kim Cheol-soo (a pseudonym), whose 2 million won deposited on payday was garnished the next day. He had to pay for his children's school fees and living expenses right away, so he complained to the bank, but was met with a cold response: "You need to file a 'request to change the scope of the anti-foreclosure bond' with the court and get a decision." Without any legal knowledge, Mr. Kim had to spend one to two months on the road to file the documents with the court, get the decision, and submit it back to the bank...

#생계비계좌 #압류금지계좌 #채무자 보호제도
528 0 0 P 78.0
Read