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정보 만물상

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경제 category · 100 posts

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경제
5 min read
November 10, 2025 08:20

No-show penalties just got a whole lot bigger! A complete rundown of the FTC amendments

The Korea Fair Trade Commission has announced a revision to increase the no-show penalty threshold for reservation-based restaurants such as omakase and fine dining to 40%. Learn more about the changing rules for restaurant and wedding reservation refunds. Have you ever made a reservation for an expensive restaurant like Omakase or Fine Dining recently and been surprised to be asked for a deposit of over 100,000 won? Or have you ever made a reservation, canceled due to unforeseen circumstances, and been upset that you didn't get your full deposit back? No-shows are more than just a matter of not honoring an appointment; they can have serious financial consequences for small businesses....

#노쇼 위약금 #예약기반음식점 #공정거래위원회 개정안
403 0 0 P 51.0
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경제
10 min read
November 08, 2025 16:11

Torn Between Investing in Corporate Bonds, Bank Deposits, and Stocks? (Must Read)

With the "stock investing" craze of recent years, many of us have had the experience of investing in a publicly traded company. But have you ever had the experience of turning on your stock app every 10 minutes or so, seeing blue lights, red lights, and sleepless nights? I have a friend (A) who does just that. On the other hand, I also have a friend (B) who invests in "stocks" just like I do, but is comfortable with only checking the "interest deposited" notification once every three months. Why this difference? Because "stocks" isn't the only way to invest in a corporation. Oh...

#회사채 #회사채란 #회사채 투자
324 0 0 P 35.0
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경제
4 min read
November 08, 2025 07:53

High-End Home Gifts, 12% Estate Tax Bomb? What Changes You Need to Know

Parents with apartments in prime areas of Seoul or Gyeonggi Province have a long-standing concern. "If I pass this house on to my children in the future, I'll have to pay too much tax..." The fear is that they could be hit with a tax bomb if they simply 'gifted' their expensive home to their children. To avoid this burden, many people have utilized a method called "inter-family sale" instead of "gift". However, the government has recently pulled out a strong regulatory card to prevent such abusive transfers. Get it wrong and you could end up paying 12% tax when you should only have to pay 1%. Today, key changes related to this...

#고가 주택 편법 증여 #가족 간 부동산 거래 #증여 취득세
317 0 0 P 39.0
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경제
6 min read
November 07, 2025 18:30

The $100-a-month trap? Not with 16GB of data

Is a 100 won a month plan really worth it? We reveal the surprising value of the T-plus plan, which offers 16GB of data and 350 minutes of talk time, and tips for saving money on your phone bill. "100 won a month cell phone bill!" You've seen this ad copy a lot lately, and I know I rolled my eyes at first. For less than the price of a cup of coffee, I could pay for a month's worth of cell phone bills. Honestly, I had a reasonable suspicion that there was a trap. Especially for those who are not familiar with the 'cheap phone plan' market, you might think, "Isn't it a charge bomb?" Ha...

#초저가 요금제 #알뜰폰 요금제 #티플러스 요금제
320 0 0 P 45.0
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경제
12 min read
November 07, 2025 13:30

What's Driving the Stock Market Rally, and Why Is the 'AI Semiconductor Supercycle' Coming?

The stock market's recent enthusiasm has been driven by the stock prices of semiconductor companies like Samsung Electronics and SK Hynix. The keyword behind this massive wave of new all-time highs is the "semiconductor supercycle". But supercycles have happened before. Remember the boom of 2017? So what and 'why' is this cycle fundamentally different? This article goes beyond simple phenomenon analysis and delves deeper into the structural nature of the ongoing AI semiconductor supercycle and how it is reshaping our industry and investment landscape. Table of Contents ...

#반도체 슈퍼사이클 #HBM 반도체 #AI 반도체
351 0 0 P 36.0
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경제
6 min read
November 06, 2025 18:48

National pension returns hit 20%, a surprising reason your retirement is secure

Jackpot in 10 Months: World's Best National Pension Investment Performance The return on the National Pension Fund, which is responsible for the retirement of South Koreans, is at an all-time high, capturing the nation's attention. The recent cumulative annualized return of over 20% is more than just a number, it's a green light for our financial security in retirement. From about KRW 1,200 trillion at the end of last year, the national pension fund's assets under management grew by more than KRW 200 trillion in just 10 months to reach KRW 1,400 trillion, more than tripling the annual premiums paid by members (about KRW 62 trillion) in a single fiscal year...

#국민연금 수익률 #국민연금 투자 성과 #국민연금 운용본부
318 0 0 P 38.0
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경제
6 min read
November 06, 2025 17:31

1 million won in heating bill subsidies, 'Love ON' ends Nov. 23!

As the weather turns chilly, many of us are wondering if we should turn on the boiler or hang in there a little longer. With the phrase "heating bill bomb" becoming a reality, winter has become a dreaded season, especially for low-income households, where winter utility bills can account for 15% or more of income. In fact, we've all heard the sad stories of people who have compromised their health to save money on their heating bills, resulting in higher hospital bills. We've got some good news to warm up their winters. It's the "Love ON Heating Bills" program. It's a program that's been organized by the government and...

#난방비 지원금 #사랑 ON 난방비 #정부 난방비 지원
311 0 0 P 34.0
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경제
6 min read
November 06, 2025 16:37

In the age of rent, why the 'homeownership bug' is scarier than the interest rate burden

In recent years, more and more young people have been buying homes despite high mortgage rates. Some say it's hard to understand, but maybe the reason is simple. It's because they're tired of paying rent every month, and the desire to own their own home has become more urgent. The fear of not having a home is more frightening than the fear of paying interest rates. This is the age of renting. Once thought of as a distant future, renting out your home has arrived at a much faster pace than you might think, and it's not just for single-family homes and townhouses, but also for apartments. ....

#월세 시대 #전세 종말 #초장기 모기지
285 0 0 P 37.0
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경제
9 min read
November 05, 2025 17:09

Overseas employment scam, tragedy for young men on a flight to Cambodia

Young people caught in the trap of 'lucrative overseas jobs'. An in-depth look at Cambodia's job scams, the deadly consequences, and the bittersweet story of youth joblessness. Why is overseas job scamming so prevalent? Overseas job scams, the hellholes behind the sweet offers: Why young people are disappearing in Cambodia 'Guaranteed 10 million won per month, simple translation and telemarketing work'. It's an offer you might have seen while scrolling through social media. Last summer, a South Korean college student left a note to his family saying he was going to 'attend a local job fair in Cambodia' and headed there. ...

#해외취업사기 #고용불안 #캄보디아 취업사기
273 0 0 P 37.0
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경제
7 min read
November 05, 2025 13:13

2nd Consumer Lottery Event, Spend $50,000 and Win $2,000! (How to Apply, 1st Place Strategy Summary)

If you remember last year's first Win-Win Payback event and wished you'd applied then, it's 2025 and the government lottery is back and even more powerful. In this era of high prices and tight wallets, the government is launching the second round of the KRW 2 billion Consumer Lottery Event. In just 12 days, a total of 5,000 people will be lucky enough to win. The centerpiece of the event is the top prize. It's a whopping 20 million won, and it's only going to 20 people. This post isn't just about the second consumer lottery event - it's about the first, second,...

#소비복권 이벤트 #정부 소비복권 #디지털 온누리상품권
297 0 0 P 36.0
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