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정보 만물상

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경제
16 min read
December 21, 2025 15:11

A structural deep dive into the 2026 year-end tax transition and household tax strategies

Amid high inflation and low growth around the world, the South Korean government enacted a major revision of imputed income tax laws in 2025 to protect the disposable incomes of the poor and middle class and respond to the demographic crisis by encouraging births and marriages. The year-end settlement in early 2026 is the first large-scale settlement process that reflects this policy intention and requires a fundamental change in the tax strategy of working people. This report draws on the latest guidance from the IRS and the key provisions of the revised tax law to provide a comprehensive overview of the new tax law, including housing funds, personal exemptions, utilizing financial products, and promoting a culture of giving...

#소득공제 #2026 연말정산 #연말정산 미리보기
247 0 0 P 48.0
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경제
11 min read
December 17, 2025 18:06

3 Reasons to Buy Preplanning in These Unpredictable Times: A Complete Strategy Guide to Minimize Funeral Costs and Defend Against Inflation

I. Why Should You Consider Buying a Funeral Plan Now? 1.1. The Financial Threat of Funeral Planning Ambiguity Funerals are an atypical event in the life cycle for most consumers, which they do not encounter often. Due to this characteristic, the average consumer has an extreme lack of funeral-related information, which in turn leads to a potential demand for funeral services. Funeral costs in South Korea are perceived as a large expenditure that far exceeds the amount consumers expect to pay. According to statistics and field experience published by the Ministry of Consumer Affairs, the average funeral costs more than KRW 14 million, depending on the choice or...

#후불식 상조 #장례 준비 #상조 가입 이유
259 0 0 P 39.0
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경제
8 min read
December 17, 2025 15:46

Analyzing the reasons for the rise in silver prices: The 'hybrid metal' investment strategy that's hotter than gold's run-up

The price of silver has recently outperformed gold, reaching new all-time highs. We take a deep dive into why silver is rising, the structural supply shortage, the outlook for silver prices above $80 per ounce in 2026, and how to invest in silver versus gold, all from the perspective of one of the world's top analysts. 1. The secret to silver's explosive rise beyond gold Silver is arguably the hottest precious metal investment in global asset markets these days. While gold prices have been steadily rising, silver prices have more than doubled since the beginning of the year, far outperforming gold's gains over the same period, which have been in the neighborhood of 60%. The price of silver is...

#은 투자 #은값 상승 이유 #은 가격 전망
268 0 0 P 39.0
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경제
8 min read
December 16, 2025 17:40

Taxes, don't always have to be a lump sum! Smart payment strategies with 'tax installment plans'

Many people experience a gasp when they receive a large tax bill. Whether it's a comprehensive income tax bill in May or a comprehensive real estate tax bill in December, it can be financially stressful to have to come up with a large chunk of cash in a short period of time. But did you know there's a smart way to "split" your taxes? This government-provided installment plan is more than just a way to delay the due date; it's a powerful financial strategy that gives taxpayers more time to put their money to work, preserving valuable cash flow. While taxes are supposed to be paid in one lump sum, there are a number of programs designed to ease the burden on taxpayers...

#세금 분납 #세금 나눠내기 #세금 할부 납부
252 0 0 P 34.0
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경제
8 min read
December 15, 2025 17:51

Motorcycle Liability Insurance, 5 Reasons to Check It Out Now and How to Avoid a Premium Bomb

I. The 'liability insurance trap' that motorcyclists should be aware of Just as car owners are legally obliged to have liability insurance, motorcycle (two-wheeler) owners are also obliged to have compulsory insurance or liability deductibles without exception. This is a legal obligation stipulated in Articles 5 and 8 of the Motor Vehicle Damage Compensation Act. This obligation applies regardless of displacement. From small scooters of 50cc or less to larger two-wheelers over 125cc, all two-wheelers on the road must be insured. The key point here is that liability insurance only covers the other party in the event of an accident...

#오토바이 책임보험 #오토바이 보험 가입 #이륜차 책임보험
949 0 0 P 56.0
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경제
7 min read
December 14, 2025 19:27

Standardized Fee Schedule for Pets: Transparency in Hospital Fees

Shocking 65x difference in veterinary bills: How the standardized fee system will protect your wallet As low as 1,000 won, as high as 65,000 won! To address the shocking disparity in veterinary bills, the Ministry of Agriculture, Food and Rural Affairs is introducing a standardized fee system for pet bills. Learn more about when and how it will change, plus smart tips to reduce your pet's medical bills right now. As we enter the "10 million pet era," where pets are considered family members, we are giving them more love and care. But there's one deep concern that remains unresolved. It's the prediction of what happens when they get sick...

#반려동물 진료비 #동물병원 진료비 #반려동물 진료비 인하
283 0 0 P 47.0
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경제
6 min read
December 12, 2025 06:07

Unemployment Insurance Reform: 15 Hour Workweek Is Dead! 3 Key Changes to the Earnings Test

A deep dive into the first employment insurance overhaul in 30 years. The 15-hour workweek is being abolished in favor of an actual compensation standard, closing employment insurance loopholes and strengthening N-jobber protections. From the new jobseeker's allowance calculation to simplified employer reporting, get the lowdown on the key changes. Employment insurance overhaul in 30 years: 'Earnings-based' transition expands safety net for N-jobbers and workers The landscape of the labor market has changed dramatically in recent years, with more and more N-Jobs earning income from multiple sources rather than sticking to a single job, and short-time work and platform labor becoming more common. ...

#고용보험 개편 #고용보험 적용 기준 변경 #구직급여 산정 기준
280 0 0 P 49.0
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경제
9 min read
December 11, 2025 13:57

The Age of Tenant Screening: Landlord Screening Services Change the Winds of Contracting

Tenant screening, landlord's right to know, becomes a reality starting next year The rental market is on the verge of big changes. While the tenant protection system has been strengthened due to rental fraud and landlord tax delinquency, landlords have complained of anxiety because there is no way to objectively check the integrity of tenants or their history of rent delinquency. This information imbalance is expected to be resolved. That's because the Korea Landlord and Tenant Association, in partnership with proptech companies and credit rating agencies, will launch a 'Landlord Screening Service' early next year. The service will allow landlords and tenants to mutually agree...

#세입자 정보조회 #임대인 스크리닝 서비스 #전월세 체납 조회
250 0 0 P 52.0
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경제
8 min read
December 10, 2025 18:00

Why are fever-reducing drugs out of stock amid the flu pandemic? A deep dive into drug distribution challenges and government's structural solutions

With the recent flu pandemic, pharmacies are experiencing severe shortages of fever-reducing medications, and certain formulations, such as liquid Tylenol, which is essential for pediatric care, have been out of stock for nearly a month, causing extreme inconvenience to patients. The Korean Medical Association attributes the prolonged Tylenol shortage to the increase in fever cases following COVID-19 vaccination, but advises patients to play it safe by consulting their pharmacist as there are plenty of acetaminophen formulations with the same ingredients on the market. In fact, the top out-of-stock alert requests include not only children's Tylenol suspension, but also cetophen suspension, triptans,...

#의약품 품절 #해열제 품절 #독감 해열제 부족
282 0 0 P 45.0
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경제
4 min read
December 08, 2025 22:49

Nvidia aims for the throne: The AI semiconductor war and game-changing Google TPUs

Google's tensor processing units (TPUs), which have been shaking up the stock markets at home and abroad, have emerged as a new player in the artificial intelligence (AI) infrastructure market. With Google's recently unveiled next-generation AI model, Gemini 3.0, being praised for outperforming OpenAI's ChatGPT series, the world's attention is focused on the TPUs used to develop it. Google's self-developed ASIC semiconductors (TPUs) have made a strong challenge to the AI accelerator market, which has been dominated by Nvidia's graphics processing units (GPUs) for more than 95% of the market. This seismic shift is not just about technology, but also about vertical integration and supply chain...

#HBM #구글TPU #엔비디아GPU
293 0 0 P 45.0
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