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자기개발과 경제 이야기

자기개발에 대한 정보와 경제에 대한 다양한 내용을 소개합니다.

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경제 category · 120 posts

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경제
5 min read
November 12, 2025 07:09

What Happens to My Stock When It's Delisted? What investors need to know about liquidation

If you own delisted stock, how do you recoup your investment? We break down the process of what to do with your shares after delisting, including when and how to sell them, and how to take them private. What happens to my shares after a delisting? Table of contents What delisting means and what's happening What happens to my shares if I delist? What is a liquidation sale and how does it work? How to trade shares after delisting Possibility of getting my investment back in case of delisting Frequently Asked Questions Closing thoughts What delisting means and the current status In the first half of this year alone, three companies were delisted from the KOSPI and 14 from the KOSDAQ. More companies than you might think have been delisted from the stock market...

#상장폐지 #상장폐지주식 #정리매매
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경제
6 min read
November 08, 2025 16:08

Investing in corporate bonds, a complete breakdown of how they differ from stocks

Investing in corporate bonds has different attractions than stocks. Here's a breakdown of the characteristics of corporate bonds, which are bonds issued by companies, and how to invest in them. Corporate bonds are bonds issued by companies and are a different type of investment than stocks. We'll compare the characteristics and risks of investing in corporate bonds, how they differ from stocks, and provide you with a reliable investment strategy. Table of contents What are corporate bonds? Fundamental differences between stocks and corporate bonds Differences from an investor's perspective Benefits and risks of investing in corporate bonds A practical guide on how to invest in corporate bonds Frequently Asked Questions What are corporate bonds? A corporate bond is a bond issued by a joint-stock company to raise funds. Easily...

#회사채 #주식과의차이 #회사채투자
368 0 0 P 45.0
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경제
5 min read
November 08, 2025 07:51

High-value home abusive gifting restrictions tighten, family transactions to watch out for

Government's proposal to curb abusive transfers of high-priced homes The government has recently announced a strong regulatory proposal to curb abusive gifting of high-value homes: if a family member sells a property in a regulated area for significantly less than the market value, it will be considered a gift and subject to an acquisition tax of up to 12%. As some high-net-worth individuals have been increasingly avoiding the burden of gift and acquisition taxes through inter-family transactions, the government has come up with a systematic mechanism to prevent this. In particular, the strengthening of the regulation is expected to be a significant step forward, as abusive transfers have been occurring frequently, especially for high-priced homes in the targeted areas.

#고가 주택 편법 증여 #가족 간 부동산 거래 #증여 취득세
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경제
6 min read
November 07, 2025 18:22

How to save on your phone bill with an ultra-low-cost plan for $100/month

Learn how to pay as little as 100 cents a month on our ultra-low-cost plan. Here's how to get 6GB of data and 350 minutes of talk time on T-Mobile's cheap phone plan for $100 per month. 1. What is an ultra-cheap plan? Many people are worried about the burden of communication costs these days, especially those who don't use a lot of data or live in a Wi-Fi environment, and a plan that costs more than 30,000 won per month is burdensome. Ultra-low-cost plans are the perfect solution for these people. It's a pay-as-you-go plan with a basic fee of 100 won per month, and you only pay for what you use...

#초저가 요금제 #알뜰폰 요금제 #티플러스 요금제
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경제
7 min read
November 07, 2025 12:34

Semiconductor Supercycle Complete Analysis: A New Era Driven by AI

Everything you need to know about the semiconductor supercycle. We break down why Samsung Electronics and Hynix shares are soaring on rising demand for HBM and AI semiconductors, and the investment outlook. Table of Contents Why are semiconductor stocks soaring lately? What is the Semiconductor Supercycle? Key factors driving this supercycle How AI is impacting other industries How long will the supercycle last? Frequently Asked Questions Why are semiconductor stocks soaring lately? The stock market is really hot right now. The stock prices of semiconductor companies like Samsung Electronics and SK Hynix are hitting new highs every day, and many investors...

#반도체 슈퍼사이클 #HBM 반도체 #AI 반도체
324 0 0 P 46.0
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경제
5 min read
November 06, 2025 18:45

National pension returns surpass 20%, ushering in the era of 1,400 trillion

The National Pension Fund has surpassed KRW 140 trillion in assets under management, with returns exceeding 20%. This was driven by investments in Samsung Electronics and SK Hynix semiconductors, and the fund's depletion is expected to be postponed. Table of Contents 20% return on Social Security, what happened Why Social Security investments performed so well The main investments held by the National Pension The impact on pension finances and the point of exhaustion National Pension Reaches 20% Return, What Happened As of the end of October 2024, the cumulative annualized return of the National Pension Fund has surpassed 20%. In 10 months, the assets under management of the National Pension Fund, which were about KRW 1,200 trillion until last year,...

#국민연금 수익률 #국민연금 투자 성과 #국민연금 운용본부
293 0 0 P 39.0
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경제
6 min read
November 06, 2025 16:33

Renting is here, but are rentals really going away?

Why the rapid shift from renting to renting There are now more people living in rented homes than renting homes across the country. While renting used to be mainly centered around townhouses and studios, it has recently spread to apartments. A confluence of factors, including the Rent Act, rising property taxes, the end of the low-interest-rate era, and restrictions on charter lending, are driving the pace of home rentalization faster than you might think. This real estate paradigm shift is expected to be a game changer for the entire real estate market in the coming years. For a long time, real estate academics have been predicting the end of the charter system, which is often referred to as the backward private finance...

#내집마련 #갭투자 #월세시대
315 0 0 P 24.0
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경제
8 min read
November 05, 2025 17:06

Overseas employment scams surge, the truth behind 386 reports in Cambodia

The truth behind Cambodia's 386 reports of overseas employment fraud In 2025, there were 386 reports of overseas employment fraud in Cambodia. This is a shocking increase of more than 300 times in just three years, from just one report in 2022. Young people are being lured to Cambodia with lucrative offers of lucrative overseas jobs, only to be coerced into working for voice-activated organizations, and in some cases, tortured and imprisoned to death. This is not just a scam, but a serious human rights violation involving international criminal organizations. The structural problem of youth unemployment in South Korea and the Chinese...

#해외취업사기 #캄보디아취업사기 #고수익해외취업
297 0 0 P 40.0
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경제
4 min read
November 04, 2025 18:51

The smart way to save on insurance with a joint car title

What is car joint ownership? Joint ownership of a car is a system where two or more people share ownership of a vehicle. It's listed on the car's registration as joint names, and the car can only be sold or scrapped with the consent of all the owners. Car insurance can be a significant expense, especially for young drivers with limited driving experience, and joint ownership can significantly reduce this burden. You can register a joint name regardless of the percentage of ownership. It can be split 50/50, 70/70...

#자동차 공동명의 #자동차 보험료 절약 #공동명의 보험 가입
364 0 0 P 31.0
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경제
5 min read
November 02, 2025 21:47

Reduced deletion time to one year, expanded good faith benefits

There's good news for those struggling with debt. The Korea Credit Information Bureau has revised its rules to significantly shorten the time period for deletion of personal recovery information. With this revision, debtors who have received a court rehabilitation decision and have been making faithful payments for one year will be able to have their personal recovery information deleted early. This is expected to help many people rebuild their credit, as the information that was previously kept for up to five years can now be deleted in one year. Table of Contents What is a repo? Key takeaways from the rule change How early deletion makes a difference Understanding the Proposal How does it compare to other debt relief programs...

#개인회생정보삭제 #개인회생조기삭제 #신용정보원규약개정
501 0 0 P 69.0
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