자기개발과 경제 이야기
자기개발과 경제 이야기

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자기개발과 경제 이야기

자기개발에 대한 정보와 경제에 대한 다양한 내용을 소개합니다.

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경제 category · 120 posts

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경제
5 min read
November 30, 2025 23:01

Storbrig, the economics of a winter transfer market hotter than the season

What is a stovrig? The off-season is the time between the end of the regular season and the start of the next season. It's a time when teams rebuild their rosters by re-signing, signing free agents, trading, and releasing players. The term originally originated in American professional baseball, where fans would gather around the fireplace in the winter to discuss their team's moves and prospects for the upcoming season, hence the name hot stove league. While the term originated in baseball, it has come to refer to the off-season rebuilding period for any sport, including soccer and esports. Conversely, in sports like basketball and volleyball, where the summer is the off-season...

#스토브리그 #스토브리그경제학 #KBO스토브리그
255 0 0 P 39.0
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경제
5 min read
November 29, 2025 18:10

Jakarta, the world's most populous city, is ranked number one in 2025

What is the world's most populous city? If you've ever wondered what the most populous city in the world is, the answer is Jakarta, the capital of Indonesia, according to the World Urbanization Prospects 2025 report from the United Nations Department of Economic and Social Affairs. What's interesting is that the UN report doesn't just count the population of a city by its administrative boundaries, but also by the population of the city's living area, which includes the densely populated areas surrounding the city. It measures the true size of the city, where people commute to work and share their daily lives together. ....

#세계인구1위도시 #자카르타인구 #세계도시순위
234 0 0 P 40.0
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경제
4 min read
November 28, 2025 16:06

How to claim the Climate Alliance Card tax credit, complete with a breakdown of recharge methods

What is the Gifu Companion Card You may have heard of the Seoul Metropolitan Government's flat-rate transportation card, which gives you unlimited rides on buses and subways in Seoul by charging a set amount of money once a month. It's a popular way to save money on transportation among those who often use public transportation to commute to work, but many people don't know that it's not just a way to save money on transportation, but also a way to get a tax deduction at the end of the year. The basics of the transit deduction The cost of public transportation, such as buses, subways, and trains, is included as a deduction on your year-end tax return, just like credit cards. This item is included in your gross salary...

#기후동행카드 소득공제 #기후동행카드 충전 #대중교통비 소득공제
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경제
5 min read
November 27, 2025 18:00

The 25% Dividend Income Tax Cut: What It Means for Ant Investors

What is dividend income taxation? When you invest in stocks, you receive dividends. The tax system for this income is the dividend income tax. Previously, if your annual financial income exceeded KRW 20 million, you were subject to a comprehensive income tax of up to 45% when combined with other income. In other words, the more dividends you received, the more your tax burden increased dramatically. The dividend income separation tax is a system that taxes dividend income separately from labor or business income. The government created this system for a reason. The government believed that the existing tax system discouraged dividend investing. First...

#배당소득 분리과세 #배당세율 인하 #개미투자자 영향
307 0 0 P 47.0
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경제
3 min read
November 26, 2025 14:42

Mortgage Rates Break 6%, Everything Borrowers Need to Know

The state of mortgage rates The top rate for a blended mortgage has surpassed 6% APR. It's the first time since December 2023 that the rate has surpassed 6% in nearly two years. Adjustable-rate mortgage rates have also risen to 5.8% APR, increasing the burden on borrowers. The difference between hybrid and adjustable There are two main types of mortgage products. A hybrid is a five-year fixed-rate product backed by bank bonds. The interest rate is fixed for the first five years of the loan, after which it switches to a variable rate. It is this hybrid product that has seen interest rates rise this time. The floating rate is based on Kopex....

#주담대금리 #주택담보대출금리 #혼합형주담대
292 0 0 P 44.0
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경제
5 min read
November 20, 2025 18:35

Background and Prospects for Increasing the Retirement Age to 65 and Amending the Employment of Older Persons Act

We've summarized the background to the push to raise the retirement age to 65 and the changes to the Older Americans Act. Learn about the changes to the retirement age as we enter the super-elderly society and close the income cliff. Table of contents The push to raise the retirement age to 65 Why the retirement age needs to be extended Comparison of retirement age systems in other countries Benefits and challenges of raising the retirement age Frequently Asked Questions Status of the 65 retirement age extension The government and the ruling party are moving forward with plans to raise the legal retirement age from the current 60 to 65. A special committee has been formed with the goal of passing a bill to extend the retirement age within this year, and the plan is to realize it through amendments to the Employment Act for the Elderly. Currently, Korea has an employment...

#초고령사회 #정년연장 #정년65세
294 0 0 P 36.0
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경제
6 min read
November 19, 2025 18:24

Mutual finance early repayment fees to be lowered from 2026, farmers', cooperative and forestry union borrowers take note

Starting in 2026, early repayment fees will be reduced for mutual financial institutions such as agricultural cooperatives, water cooperatives, and forestry cooperatives. If you're planning to pay off your loan early, this is a change you should know about. Mutual finance early repayment fees will be reduced from 2026. Learn more about the changes to early repayment fees and how they're calculated for borrowers of mutuals, cooperatives, and forestry cooperatives. Table of contents What is a prepayment penalty? How early prepayment fees are currently charged Mutual's 2026 prepayment penalty rate reductions How prepayment penalties are calculated Expected changes by lender Considerations for paying off your loan early Frequently Asked Questions Early Repayment Fees...

#상호금융 중도상환수수료 #중도상환수수료 인하 #상호금융 대출
308 0 0 P 39.0
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경제
6 min read
November 19, 2025 17:19

What is Samyang 1963? Ujiyara Returns After 35 Years

There's something special in the ramen world. Samyang 1963 by Samyang Food is not just a new product, it's a re-release of Korea's first ramen noodles made with Uji in 1963. In the current ramen market, where palm oil is all the rage, the bold choice of Uji stands out. Samyang Ramyun has a troubled history, having been beloved as Korea's national ramen but discontinued in 1989 due to the so-called Uji wave. So why did Samyang Food bring back Uji Ramyun 35 years later? Kim Jung-soo, vice chairman of Samyang Foods, explained at a press conference to unveil the new product...

#삼양1963 #우지라면 #우지파동
297 0 0 P 38.0
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경제
5 min read
November 19, 2025 13:12

There's good news for long-term investors in domestic equities.

At the Cabinet meeting on the 11th, President Lee Jae-myung instructed us to prepare a tax benefit plan for long-term investors in domestic stocks. The domestic stock market has been volatile due to the repeated inflows and outflows of short-term speculative funds. The government is reviewing the tax benefit plan to revitalize long-term investment and alleviate the phenomenon of market funds being tilted toward real estate. In particular, the policy is being designed to significantly reduce the tax burden on long-term investors who receive dividends. It is expected that more investors will be interested in long-term investment if the tax burden on domestic stocks is reduced. Dividend income...

#국내주식장기투자자세제혜택 #장기투자세금혜택 #ISA혜택확대
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경제
5 min read
November 18, 2025 15:15

December 1 deadline to apply for workfare, if you miss it, you won't get it until next year

Apply for Working Tax Credit After the 2024 deadline, applications close Dec. 1. Check income and resource requirements, including child benefits, and apply from home. It's 95% paid, so act fast. Table of Contents Last chance to apply for benefits this year What is the Earned Income Tax Credit and the Child Tax Credit A complete rundown of eligibility requirements Income guidelines by household type What to do if you apply after the deadline How to Apply for Homestead Last chance to apply for Work Tax Credits this year The last chance to apply for 2024 Workfare is coming up. If you missed the regular application period in May, you have until December 1 to apply after the deadline. This application period is...

#근로장려금신청 #자녀장려금 #2024년기한후신청
321 0 0 P 29.0
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