자기개발과 경제 이야기
자기개발과 경제 이야기

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자기개발과 경제 이야기

자기개발에 대한 정보와 경제에 대한 다양한 내용을 소개합니다.

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경제
6 min read
October 03, 2025 13:38

The Secret to the Gold Price Surge: Is Now the Time to Invest?

Gold prices have surged 40% in nine months to new all-time highs. We analyze why interest rate cuts and Trump policies have driven gold prices higher, and how to invest in gold bars, gold passbooks, gold spot accounts, and even gold ETFs. The price of gold has been crazy lately While the stock market has been hitting record highs lately, there's one asset that's been quietly soaring. That asset is gold. From around $2,600 an ounce at the start of the year, the international price of gold has surged more than 40 percent, topping $3,775 in September. The same is true domestically. With the price of a single ounce of gold approaching $700,000, up from around $500,000 earlier this year, major...

#금값 #금 투자 #금 투자 방법
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경제
4 min read
October 02, 2025 10:49

How to repair your credit score by removing a late payment history

Learn the conditions for delinquency removal and how to repair your credit score. Learn practical ways to remove delinquencies and get out of financial restrictions with good faith repayment assistance. The penalties of a late payment history When you don't pay your credit card bill or loan interest on time, a late payment history is recorded with the credit bureaus and credit reporting agencies. This information is shared with all lenders and directly affects how you're considered for loans, issued credit cards, and calculated your credit score. Once you have a late payment history, the first thing you'll experience is loan denials. Even if you're in desperate need of funds, you can still knock on the door of a bank or savings...

#연체이력삭제 #신용정보원 #신용평가회사
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경제
9 min read
September 28, 2025 20:14

At the end of the dark tunnel, new doors of credit open for good repayers

You've walked a long tunnel with no end in sight, and now there's light at the end of the tunnel. I admire your diligence and responsibility in finally laying down the heavy burden of debt that has been weighing on your shoulders for the past few years. Despite the pressure of the monthly repayment date, the seemingly insurmountable principal amount, and the uncertainty about your future, you never gave up and kept your promise. The government's 'Good Faith Repayment Credit Recovery' support scheme is not just a financial policy; it is a way to recognize those who have stood firm and fulfilled their responsibilities, even in difficult times...

#성실 상환자 신용회복 #연체 이력 삭제 #신용점수 상승
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경제
14 min read
September 28, 2025 15:19

The Complete Guide to Who's Eligible for Government Benefits and How They'll Change in 2025

What do you need to be eligible for government welfare programs? Most of the 80+ welfare programs run by 14 government ministries are based on household income. With the median income set to increase by 6.42% in 2025, the highest ever, an estimated 71,000 additional people will be eligible for welfare benefits. In this article, we'll take a closer look at the median income, the selection criteria for various welfare programs, and the benefits you can receive. Table of contents Key Selection Criteria for Government Welfare Programs - Median Income Median income breakdown by household size in 2025 The basics...

#정부복지사업 #기준중위소득 #복지지원대상
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경제
6 min read
September 28, 2025 13:45

Enterprise Security Breach Compensation, Everything Victims Need to Know

Recent high-profile security incidents and their impact From 2024 to 2025, there have been numerous security incidents involving major Korean companies. KT's micropayment damage incident caused 362 people to lose 240 million won, and Lotte Card suffered an unprecedented leak of personal information of 2.97 million people. From the SKT SIM hack in April to the Yes24 ransomware attack in June, security threats are becoming a reality regardless of industry, from telecommunications companies to financial companies to online platforms. In particular, in the case of Lotte Card, 280,000 card passwords and CVC numbers were leaked, causing secondary damage...

#기업보안사고보상 #개인정보유출 #집단소송제
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경제
5 min read
September 26, 2025 06:50

In the age of the $150 trillion National Growth Fund, what you need to know about investment opportunities

The creation of the 150 trillion won National Growth Fund will kickstart large-scale investment in high-tech industries such as AI, semiconductors, and bio. Learn more about how individual investors can participate and the investment strategies of the beneficiaries. Why you should care about the National Growth Fund In September 2025, the National Growth Fund became the talk of the economic world in South Korea. The fund's expansion from the initially planned 100 trillion won to 150 trillion won has the market buzzing, especially with its focus on investing in future food industries such as artificial intelligence, semiconductors, and bio. At FrontOne in Mapo-gu, Seoul...

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경제
4 min read
September 23, 2025 03:25

The 4.5-day workweek is a reality, and your life will change starting in 2027

Why governments are pushing for a 4.5-day workweek The 4.5-day workweek is gaining momentum. The official inclusion of the 'Act to Support the Shortening of Actual Working Hours' in the legislative plan for national issues recently announced by the Ministry of Justice has further increased the possibility of its realization. Korean workers work 1,859 hours per year, which is 142 hours more than the OECD average of 1,717 hours. If converted to a weekly basis, this means that they work about 3 hours more each week. This is not just a problem of long working hours, but also leads to problems in society as a whole, such as low productivity, poor quality of life, and a declining birthrate. Governments...

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경제
7 min read
September 21, 2025 12:54

The Complete Guide to Inheritance and Gift Tax in South Korea: Up to Date for 2025

As of 2025, South Korea maintains the world's second highest inheritance tax rate (up to 50%) among OECD countries, after Japan (55%). In December 2024, the National Assembly rejected the government's tax reform plan, so the current rate will remain in effect in 2025. However, it is worth noting that a major overhaul of the inheritance tax system is expected in 2028. Key differences between estate and gift taxes Estate taxes are paid after death, while gift taxes are paid during life. Inheritance tax is the tax you pay when you inherit property after someone dies. It must be filed within six months (nine months for non-residents) of the date of inheritance, and the entire...

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경제
7 min read
September 21, 2025 11:53

No refunds for exchanges after opening, is it really legal?

Analyzes the legal effect of no-exchange, no-refund statements from an e-commerce law and rescission perspective. It explains how to protect consumer rights, the exceptions to non-refundability, and real-life dispute resolution examples. Why it doesn't work in principle When shopping online, you'll often come across the phrase "no refunds for exchanges after opening". Many consumers see this phrase and give up on getting a refund, but it has little legal effect. Article 17 of the E-Commerce Act states that consumers have seven days from the date of receipt of the goods to request a withdrawal, i.e., an exchange or refund...

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경제
6 min read
September 21, 2025 06:14

LH vs. SH Leases: The Differences You Need to Know If You're Renting Without a Home

A detailed comparison and analysis of the differences between LH and SH applications. From types of public housing to conversion conditions to how to apply, we've summarized the key information you need to know. Table of contents What is public rental housing? All about LH applications Types of rental housing we offer The appeal of condo conversions The Complete Guide to SH Leasing Special benefits for Seoul residents What is Shift Housing? Key differences between LH and SH applications How to Apply and What to Expect Frequently Asked Questions (FAQs) Wrapping Up What is public rental housing? With housing prices skyrocketing, it's no wonder...

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