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Small business owner reviewing documents while completing an online application

Planning to apply under the fourth revision to the 2026 Small Business Policy Funds? First, confirm that applications are open for your chosen fund and check whether it is a direct or agency loan. Prepare business details, sales and employee records, lease documents, and any required proof of damage, location, or declining sales. The guide also explains online submission, supplementary document requests, separate review paths, and the agreement process after approval—including conditions for dedicated funds related to Homeplus-affected businesses. #SmallBusiness #PolicyFunds #BusinessLoans #SoleProprietor #EverydayFinance

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Older woman reviewing energy bills with a laptop and payment card beside a heater

The 2026 Energy Voucher can help eligible households manage energy costs—but both income and household member criteria must be met. Before applying, check restrictions involving coal briquette coupons or emergency welfare fuel assistance. Prepare your ID, a recent energy bill, and any documents needed for a representative application. Online applications through Bokjiro are open until December 31, 2026. For the in-person deadline, contact the Administrative Welfare Center for your registered address. The article also explains support amounts by household size and how to confirm bill deduction or National Happiness Card use. #EnergyVoucher #Bokjiro #EverydayFinance #ElectricityRates

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Two people reviewing documents on a laptop with a calculator and coins nearby

Planning to apply for the first-half 2026 semiannual Earned Income Tax Credit? Before applying through Hometax from September 1–15, confirm that both you and your spouse have only earned income in 2026. You’ll also need to check your combined 2025 income and household assets as of June 1, 2025, and prepare identity verification and payment account details. The article also explains how to track the result by December 30 and what may happen during the June 2027 settlement, including an additional payment or recovery. #EITC #Hometax #Taxes #EverydayFinance

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Man holding a folder beside a laptop showing a housing application screen

Already paid for a jeonse deposit return guarantee? The 2026 support program may reimburse eligible tenants without a home for up to KRW 400,000. Before applying, confirm that your HUG, HF, or SGI guarantee is valid on the application date. You’ll also need to meet the rental deposit limit of KRW 300 million and the income threshold for your applicant type. Prepare your guarantee certificate, proof of payment, lease agreement, and required income or marriage documents. Application dates, available budget, and submission channels vary by local government, so review the notice for your place of residence. #Jeonse #HousingCosts #HousingLease #DepositGuarantee

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Illustration of a family, home heating, calendar, online form, and vouchers by household size

Planning to apply for the 2026 Energy Voucher? Eligibility depends on both the benefits your household receives and the characteristics of registered household members. This guide covers support amounts by household size, required materials such as identification and a recent energy bill, and applications through Bokjiro or your local administrative welfare center. It also compares direct deductions from eligible energy bills with the National Happiness Card and explains what to report if your household circumstances change. Applications are open from June 15 through December 31, 2026. #EnergyVoucher #Bokjiro #EverydayFinance #ElectricityRates

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Tax refund illustration with documents, calendar, coins, bank card, magnifier, and hourglass

Missed a deduction or tax reduction in your year-end tax settlement? You may be able to file a correction claim when the tax already settled exceeds the correct amount. The general filing period is within five years after the statutory income tax deadline, and the standard deadline for 2021 employment income is May 31, 2027. Rent, medical expenses, and donations must meet applicable requirements and need supporting documents from the relevant tax year. A claim does not automatically guarantee a refund—the tax office must review and decide it. #YearEndTaxSettlement #IncomeTaxRefund #TaxCredit #Hometax

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