#연금개혁

South Korea will enter an ultra-elderly society in 2025, with the national pension age rising to 65, but the legal retirement age is still tied to 60. The years in between become an income cliff with no work and no pension, a key contributor to poverty in old age. So the debate about raising the retirement age to 65 has become a matter of survival, not choice. However, we need to address challenges such as the burden of labor costs on companies, the decline in youth employment, and the annualized wage system. We need a Korean model that combines wage adjustments, continued employment, and job reorganization like the Japan-Denmark case, and a social agreement to share the costs across generations. #retirement age #ultra-aged society #income cliff #pension reform #pension #pension planning