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정보 만물상

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6 min read
November 06, 2025 18:48

National pension returns hit 20%, a surprising reason your retirement is secure

Jackpot in 10 Months: World's Best National Pension Investment Performance The return on the National Pension Fund, which is responsible for the retirement of South Koreans, is at an all-time high, capturing the nation's attention. The recent cumulative annualized return of over 20% is more than just a number, it's a green light for our financial security in retirement. From about KRW 1,200 trillion at the end of last year, the national pension fund's assets under management grew by more than KRW 200 trillion in just 10 months to reach KRW 1,400 trillion, more than tripling the annual premiums paid by members (about KRW 62 trillion) in a single fiscal year...

#국민연금 수익률 #국민연금 투자 성과 #국민연금 운용본부
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6 min read
November 06, 2025 17:31

1 million won in heating bill subsidies, 'Love ON' ends Nov. 23!

As the weather turns chilly, many of us are wondering if we should turn on the boiler or hang in there a little longer. With the phrase "heating bill bomb" becoming a reality, winter has become a dreaded season, especially for low-income households, where winter utility bills can account for 15% or more of income. In fact, we've all heard the sad stories of people who have compromised their health to save money on their heating bills, resulting in higher hospital bills. We've got some good news to warm up their winters. It's the "Love ON Heating Bills" program. It's a program that's been organized by the government and...

#난방비 지원금 #사랑 ON 난방비 #정부 난방비 지원
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6 min read
November 06, 2025 16:37

In the age of rent, why the 'homeownership bug' is scarier than the interest rate burden

In recent years, more and more young people have been buying homes despite high mortgage rates. Some say it's hard to understand, but maybe the reason is simple. It's because they're tired of paying rent every month, and the desire to own their own home has become more urgent. The fear of not having a home is more frightening than the fear of paying interest rates. This is the age of renting. Once thought of as a distant future, renting out your home has arrived at a much faster pace than you might think, and it's not just for single-family homes and townhouses, but also for apartments. ....

#월세 시대 #전세 종말 #초장기 모기지
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9 min read
November 05, 2025 17:09

Overseas employment scam, tragedy for young men on a flight to Cambodia

Young people caught in the trap of 'lucrative overseas jobs'. An in-depth look at Cambodia's job scams, the deadly consequences, and the bittersweet story of youth joblessness. Why is overseas job scamming so prevalent? Overseas job scams, the hellholes behind the sweet offers: Why young people are disappearing in Cambodia 'Guaranteed 10 million won per month, simple translation and telemarketing work'. It's an offer you might have seen while scrolling through social media. Last summer, a South Korean college student left a note to his family saying he was going to 'attend a local job fair in Cambodia' and headed there. ...

#해외취업사기 #고용불안 #캄보디아 취업사기
273 0 0 P 37.0
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7 min read
November 05, 2025 13:13

2nd Consumer Lottery Event, Spend $50,000 and Win $2,000! (How to Apply, 1st Place Strategy Summary)

If you remember last year's first Win-Win Payback event and wished you'd applied then, it's 2025 and the government lottery is back and even more powerful. In this era of high prices and tight wallets, the government is launching the second round of the KRW 2 billion Consumer Lottery Event. In just 12 days, a total of 5,000 people will be lucky enough to win. The centerpiece of the event is the top prize. It's a whopping 20 million won, and it's only going to 20 people. This post isn't just about the second consumer lottery event - it's about the first, second,...

#소비복권 이벤트 #정부 소비복권 #디지털 온누리상품권
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6 min read
November 04, 2025 18:54

Car Co-Naming Without Knowing 'This' Will Bomb Your Insurance Premiums (Must Read for First-Timers)

Deputy Kim just bought her first car. After a moment of excitement, she was shocked to receive a quote for car insurance. It was 1.8 million won. It was three times the price of her father's premium (600,000 won), who has 20 years of accident-free driving experience. This is because there is a "first-time premium" that is unavoidable for first-time car insurance policyholders with little or no driving experience. That's when a friend gives you a sage tip. "You should put the car on 99:1 joint title with your dad, and get the insurance in his name." This is how joint ownership of a car works: one car is owned by two...

#자동차 공동명의 #자동차 보험료 절약 #공동명의 보험 가입
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6 min read
November 03, 2025 21:43

The End of the Rental Era: A New Housing Paradigm for the Endangered Rental System

Dissecting the 2025 'charter cliff': A crisis of policy design "The rental market is drying up." This sighing voice from the real estate market is no mere rant, as the government's 10-15 Real Estate Plan, aimed at curbing speculation and stabilizing household debt, has changed the market's ecosystem forever. The core of the plan was to break the cycle of "gap investment," which is buying a house using a rental deposit as leverage. Specifically, it capped mortgage loans in regulated areas at KRW 600 million, effectively blocking loans for first-time homebuyers to buy additional homes. In particular, the key channel for gap investment...

#공공임대주택 #10·15부동산대책 #전세제도
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4 min read
November 03, 2025 15:30

Falling victim to funeral services, 'free' appliances?

Have you ever seen an ad on social media or home shopping for a funeral service that offers the latest laptop, TV, or massage chair as a "free gift"? It may seem like a smart choice to prepare for the future, but it could be a cleverly designed 'debt trap'. The damage caused by funeral bundling products is so serious that the Korea Fair Trade Commission and the Korea Consumer Affairs Ministry recently issued a 'consumer damage warning'. On average, 7,630 consultations are received annually, and young people in their 20s and 30s who are interested in the latest electronic devices are the main victims. 1. The shocking truth about 'freebies' 'Only...

#후불제상조 #상조서비스피해 #상조결합상품
381 0 0 P 41.0
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5 min read
November 02, 2025 21:51

"Five Years of Shackles Turned into One"... Early Discharge of Your Chapter 7 Information Can Speed Your Credit Recovery

The long wait isn't over, but there is hope Mr. Kim Jae-gi (pseudonym) had to close his small shop due to the COVID-19 pandemic. He applied for personal rehabilitation as his last hope, and after the court's approval, he faithfully made his monthly payments for over a year without missing a single payment. He tried to borrow even a small amount of operating funds to get back on his feet, but the bank tellers shook their heads repeatedly, because the public information of 'personal rehabilitation in progress' was a hindrance. He felt deeply helpless that even though he was faithfully paying off his debts, he was prevented from getting a credit card or even a small loan. ...

#한국신용정보원 #신용회복 #채무조정
442 0 0 P 63.0
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13 min read
November 02, 2025 15:06

Where wind breeds pensions and sunshine brings income: A to Z of 'rural basic income', a bold experiment that risks the future of South Korea's rural areas

In an island village in Sinan-gun, Jeollanam-do, residents receive a "solar pension" every quarter. The profits from the village's solar power plant are shared by all residents as a dividend. In Yeongyang-gun, Gyeongsangbuk-do, the electricity generated by a giant wind turbine is paid into residents' bank accounts as a 'wind pension'. This is no longer a story of the distant future. This innovative idea of utilizing local resources to guarantee income to all residents is now being tested as a national policy. This is the 'Rural Basic Income Pilot Project'. This bold experiment is driven by the dark and weighty issue of rural decline...

#농어촌 기본소득 시범사업 #농어촌 기본소득 #인구감소지역 지원정책
403 0 0 P 51.0
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