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정보 만물상

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경제
6 min read
November 18, 2025 15:20

2024 Work-Study Deadline December 1! 95% Payout, Last Chance to Apply

We're already racing toward the end of 2024. At the end of the year, you want to reward yourself for all the hard work you've put in over the past year, but the sight of an empty bank account makes you groan. But did you know there's a "hidden bonus" you may have forgotten about? Work and child benefits. These programs, which provide cash support to working and business households who are struggling to make ends meet because they're working but earning too little, have one last chance to apply if you missed the May deadline. If you're eligible to receive a payment for 2023 income in 2024, it's really...

#자녀장려금 #근로장려금 신청 #기한 후 신청
581 0 0 P 35.0
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경제
5 min read
November 18, 2025 14:03

Domestic Used Car Parts, Why Are They Harder to Find? (Export Boom and Supply Cliff)

Have you recently gone to a repair shop to have your car repaired and heard the embarrassing response, "We don't have the part, we can't fix it"? It's a common occurrence, but it's becoming increasingly common to have your car's repair delayed by days or even weeks because you can't find the domestic used car parts you need. There is a shortage of domestic used car parts in the domestic repair market. This is because all the parts that should be available in the domestic market are being shipped overseas, and even the junkyards that used to supply parts are drying up. What happened, and today, we're going to take a look at the underlying...

#국산 중고차 부품 #중고차 수출 #폐차 부품
318 0 0 P 33.0
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경제
7 min read
November 17, 2025 17:11

Launched 3-year savings credit for SME employees (500,000 won per month → 2,300 won)

1. Year 3 Representative K sighs: "I'm leaving... Should I?" "The salary is just passing through the bank account..." K, a third-year employee of a small business, is sighing today. He sees his friends in big companies saving up for year-end bonuses and performance bonuses, but his bank account balance is flat. Work is fun, but the thought of changing jobs makes me long for the day when I can buy a house and get married on this salary. Many small business employees have a similar problem to K. Frequent turnover of key employees is one of the biggest challenges for small businesses. Here's how...

#중소기업 재직자 우대 저축공제 #중소기업 재직자 저축공제 #중소기업 재직자 혜택
349 0 0 P 59.0
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경제
4 min read
November 14, 2025 15:37

Living Expense Accounts: No garnishment of up to $250 per month, effective February 2026!

"The law clearly says they can't garnish the first $1.85 million, so why are they stopping me from spending my money?" This is the story of Mr. Kim Cheol-soo (a pseudonym), whose 2 million won deposited on payday was garnished the next day. He had to pay for his children's school fees and living expenses right away, so he complained to the bank, but was met with a cold response: "You need to file a 'request to change the scope of the anti-foreclosure bond' with the court and get a decision." Without any legal knowledge, Mr. Kim had to spend one to two months on the road to file the documents with the court, get the decision, and submit it back to the bank...

#생계비계좌 #압류금지계좌 #채무자 보호제도
528 0 0 P 78.0
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회사
7 min read
November 14, 2025 12:55

Sick leave, paid or unpaid? An expert clarifies severance pay and annual leave calculations

When we unavoidably need to take time off from work due to a sudden illness or injury, we often use "sick leave". While we all deserve the right to take time off when we're sick, many workers and human resources professionals are confused about whether this time off is paid or unpaid. A clear legal understanding is essential, especially if the period of sick leave is prolonged, as it affects not only payroll issues, but also severance pay calculations and the amount of annual paid leave accrued in the following year. From the perspective of the world's top blog content strategist, the Labor Standards Act's position on sick leave and how companies can wisely...

#병가 유급 무급 #병가 급여 #병가 퇴직금
407 0 0 P 63.0
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경제
5 min read
November 10, 2025 08:20

No-show penalties just got a whole lot bigger! A complete rundown of the FTC amendments

The Korea Fair Trade Commission has announced a revision to increase the no-show penalty threshold for reservation-based restaurants such as omakase and fine dining to 40%. Learn more about the changing rules for restaurant and wedding reservation refunds. Have you ever made a reservation for an expensive restaurant like Omakase or Fine Dining recently and been surprised to be asked for a deposit of over 100,000 won? Or have you ever made a reservation, canceled due to unforeseen circumstances, and been upset that you didn't get your full deposit back? No-shows are more than just a matter of not honoring an appointment; they can have serious financial consequences for small businesses....

#노쇼 위약금 #예약기반음식점 #공정거래위원회 개정안
404 0 0 P 51.0
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경제
10 min read
November 08, 2025 16:11

Torn Between Investing in Corporate Bonds, Bank Deposits, and Stocks? (Must Read)

With the "stock investing" craze of recent years, many of us have had the experience of investing in a publicly traded company. But have you ever had the experience of turning on your stock app every 10 minutes or so, seeing blue lights, red lights, and sleepless nights? I have a friend (A) who does just that. On the other hand, I also have a friend (B) who invests in "stocks" just like I do, but is comfortable with only checking the "interest deposited" notification once every three months. Why this difference? Because "stocks" isn't the only way to invest in a corporation. Oh...

#회사채 #회사채란 #회사채 투자
327 0 0 P 35.0
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경제
4 min read
November 08, 2025 07:53

High-End Home Gifts, 12% Estate Tax Bomb? What Changes You Need to Know

Parents with apartments in prime areas of Seoul or Gyeonggi Province have a long-standing concern. "If I pass this house on to my children in the future, I'll have to pay too much tax..." The fear is that they could be hit with a tax bomb if they simply 'gifted' their expensive home to their children. To avoid this burden, many people have utilized a method called "inter-family sale" instead of "gift". However, the government has recently pulled out a strong regulatory card to prevent such abusive transfers. Get it wrong and you could end up paying 12% tax when you should only have to pay 1%. Today, key changes related to this...

#고가 주택 편법 증여 #가족 간 부동산 거래 #증여 취득세
318 0 0 P 39.0
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경제
6 min read
November 07, 2025 18:30

The $100-a-month trap? Not with 16GB of data

Is a 100 won a month plan really worth it? We reveal the surprising value of the T-plus plan, which offers 16GB of data and 350 minutes of talk time, and tips for saving money on your phone bill. "100 won a month cell phone bill!" You've seen this ad copy a lot lately, and I know I rolled my eyes at first. For less than the price of a cup of coffee, I could pay for a month's worth of cell phone bills. Honestly, I had a reasonable suspicion that there was a trap. Especially for those who are not familiar with the 'cheap phone plan' market, you might think, "Isn't it a charge bomb?" Ha...

#초저가 요금제 #알뜰폰 요금제 #티플러스 요금제
320 0 0 P 45.0
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경제
12 min read
November 07, 2025 13:30

What's Driving the Stock Market Rally, and Why Is the 'AI Semiconductor Supercycle' Coming?

The stock market's recent enthusiasm has been driven by the stock prices of semiconductor companies like Samsung Electronics and SK Hynix. The keyword behind this massive wave of new all-time highs is the "semiconductor supercycle". But supercycles have happened before. Remember the boom of 2017? So what and 'why' is this cycle fundamentally different? This article goes beyond simple phenomenon analysis and delves deeper into the structural nature of the ongoing AI semiconductor supercycle and how it is reshaping our industry and investment landscape. Table of Contents ...

#반도체 슈퍼사이클 #HBM 반도체 #AI 반도체
353 0 0 P 36.0
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