자기개발과 경제 이야기
자기개발과 경제 이야기

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자기개발과 경제 이야기

자기개발에 대한 정보와 경제에 대한 다양한 내용을 소개합니다.

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경제
6 min read
November 19, 2025 18:24

Mutual finance early repayment fees to be lowered from 2026, farmers', cooperative and forestry union borrowers take note

Starting in 2026, early repayment fees will be reduced for mutual financial institutions such as agricultural cooperatives, water cooperatives, and forestry cooperatives. If you're planning to pay off your loan early, this is a change you should know about. Mutual finance early repayment fees will be reduced from 2026. Learn more about the changes to early repayment fees and how they're calculated for borrowers of mutuals, cooperatives, and forestry cooperatives. Table of contents What is a prepayment penalty? How early prepayment fees are currently charged Mutual's 2026 prepayment penalty rate reductions How prepayment penalties are calculated Expected changes by lender Considerations for paying off your loan early Frequently Asked Questions Early Repayment Fees...

#상호금융 중도상환수수료 #중도상환수수료 인하 #상호금융 대출
304 0 0 P 39.0
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경제
6 min read
November 19, 2025 17:19

What is Samyang 1963? Ujiyara Returns After 35 Years

There's something special in the ramen world. Samyang 1963 by Samyang Food is not just a new product, it's a re-release of Korea's first ramen noodles made with Uji in 1963. In the current ramen market, where palm oil is all the rage, the bold choice of Uji stands out. Samyang Ramyun has a troubled history, having been beloved as Korea's national ramen but discontinued in 1989 due to the so-called Uji wave. So why did Samyang Food bring back Uji Ramyun 35 years later? Kim Jung-soo, vice chairman of Samyang Foods, explained at a press conference to unveil the new product...

#삼양1963 #우지라면 #우지파동
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경제
5 min read
November 19, 2025 13:12

There's good news for long-term investors in domestic equities.

At the Cabinet meeting on the 11th, President Lee Jae-myung instructed us to prepare a tax benefit plan for long-term investors in domestic stocks. The domestic stock market has been volatile due to the repeated inflows and outflows of short-term speculative funds. The government is reviewing the tax benefit plan to revitalize long-term investment and alleviate the phenomenon of market funds being tilted toward real estate. In particular, the policy is being designed to significantly reduce the tax burden on long-term investors who receive dividends. It is expected that more investors will be interested in long-term investment if the tax burden on domestic stocks is reduced. Dividend income...

#국내주식장기투자자세제혜택 #장기투자세금혜택 #ISA혜택확대
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9 min read
November 18, 2025 20:40

Mandatory Self-Employed Workers' Compensation: National Workers' Compensation is Coming in 2027

The mandatory self-employed workers' compensation policy will expand to a national workers' compensation system in 2027. Find out who is eligible, premiums, coverage, and real-life examples at a glance. The government is moving forward with its mandatory workers' compensation insurance policy for the self-employed. In October 2025, the Ministry of Employment and Labor started a study on how to apply workers' compensation insurance to high-risk self-employed people, and the introduction of a nationwide workers' compensation insurance system by 2027 is in sight. This means that self-employed people, who have been in the blind spot among working people, will finally have a safety net. As of July last year, the rate of self-employed workers' compensation insurance coverage was only...

#산업재해보상보험 #자영업자 산재보험 의무화 #전국민 산재보험제
285 0 0 P 38.0
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경제
5 min read
November 18, 2025 15:15

December 1 deadline to apply for workfare, if you miss it, you won't get it until next year

Apply for Working Tax Credit After the 2024 deadline, applications close Dec. 1. Check income and resource requirements, including child benefits, and apply from home. It's 95% paid, so act fast. Table of Contents Last chance to apply for benefits this year What is the Earned Income Tax Credit and the Child Tax Credit A complete rundown of eligibility requirements Income guidelines by household type What to do if you apply after the deadline How to Apply for Homestead Last chance to apply for Work Tax Credits this year The last chance to apply for 2024 Workfare is coming up. If you missed the regular application period in May, you have until December 1 to apply after the deadline. This application period is...

#근로장려금신청 #자녀장려금 #2024년기한후신청
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회사
8 min read
November 14, 2025 12:15

Paid or Unpaid Sick Leave? Whether or not severance pay is included

We've analyzed the differences between the Labor Standards Act and actual company rules, from what constitutes unpaid sick leave to how sick leave is paid and whether severance pay is included in the calculation. You'll also find caveats and practical tips for using sick leave. We've all been there at some point in our careers. Suddenly, you catch a bad cold, need dental work, or a medical examination reveals a need for a follow-up - and you're stuck. Should I call in sick or use my precious annual leave, and more importantly, will it be paid or unpaid and will it cost me a paycheck? Sick leave is paid or unpaid based on...

#병가 유급 무급 #병가 급여 #병가 퇴직금
377 0 0 P 53.0
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경제
5 min read
November 12, 2025 07:09

What Happens to My Stock When It's Delisted? What investors need to know about liquidation

If you own delisted stock, how do you recoup your investment? We break down the process of what to do with your shares after delisting, including when and how to sell them, and how to take them private. What happens to my shares after a delisting? Table of contents What delisting means and what's happening What happens to my shares if I delist? What is a liquidation sale and how does it work? How to trade shares after delisting Possibility of getting my investment back in case of delisting Frequently Asked Questions Closing thoughts What delisting means and the current status In the first half of this year alone, three companies were delisted from the KOSPI and 14 from the KOSDAQ. More companies than you might think have been delisted from the stock market...

#상장폐지 #상장폐지주식 #정리매매
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경제
6 min read
November 08, 2025 16:08

Investing in corporate bonds, a complete breakdown of how they differ from stocks

Investing in corporate bonds has different attractions than stocks. Here's a breakdown of the characteristics of corporate bonds, which are bonds issued by companies, and how to invest in them. Corporate bonds are bonds issued by companies and are a different type of investment than stocks. We'll compare the characteristics and risks of investing in corporate bonds, how they differ from stocks, and provide you with a reliable investment strategy. Table of contents What are corporate bonds? Fundamental differences between stocks and corporate bonds Differences from an investor's perspective Benefits and risks of investing in corporate bonds A practical guide on how to invest in corporate bonds Frequently Asked Questions What are corporate bonds? A corporate bond is a bond issued by a joint-stock company to raise funds. Easily...

#회사채 #주식과의차이 #회사채투자
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경제
5 min read
November 08, 2025 07:51

High-value home abusive gifting restrictions tighten, family transactions to watch out for

Government's proposal to curb abusive transfers of high-priced homes The government has recently announced a strong regulatory proposal to curb abusive gifting of high-value homes: if a family member sells a property in a regulated area for significantly less than the market value, it will be considered a gift and subject to an acquisition tax of up to 12%. As some high-net-worth individuals have been increasingly avoiding the burden of gift and acquisition taxes through inter-family transactions, the government has come up with a systematic mechanism to prevent this. In particular, the strengthening of the regulation is expected to be a significant step forward, as abusive transfers have been occurring frequently, especially for high-priced homes in the targeted areas.

#고가 주택 편법 증여 #가족 간 부동산 거래 #증여 취득세
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경제
6 min read
November 07, 2025 18:22

How to save on your phone bill with an ultra-low-cost plan for $100/month

Learn how to pay as little as 100 cents a month on our ultra-low-cost plan. Here's how to get 6GB of data and 350 minutes of talk time on T-Mobile's cheap phone plan for $100 per month. 1. What is an ultra-cheap plan? Many people are worried about the burden of communication costs these days, especially those who don't use a lot of data or live in a Wi-Fi environment, and a plan that costs more than 30,000 won per month is burdensome. Ultra-low-cost plans are the perfect solution for these people. It's a pay-as-you-go plan with a basic fee of 100 won per month, and you only pay for what you use...

#초저가 요금제 #알뜰폰 요금제 #티플러스 요금제
312 0 0 P 46.0
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