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자기개발과 경제 이야기

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자기개발과 경제 이야기

자기개발에 대한 정보와 경제에 대한 다양한 내용을 소개합니다.

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경제
5 min read
December 06, 2025 12:47

Robo-taxis to land in South Korea?

Robo-taxi adoption is quickly becoming a reality. From comparing Waymo and Tesla's self-driving technology to the taxi industry's expected conflicts with South Korea's introduction, we take a look at the present and future of robotaxis. Robotaxis are no longer the distant future Self-driving taxis are no longer the stuff of sci-fi movies, they're becoming a reality. In the United States, robotaxis are already hitting the streets, and the number of riders is exploding. Tesla first introduced the concept of Autopilot to its cars, and the interest in autonomous driving has only accelerated with advances in AI technology. Today, self-driving taxis...

#로보택시 도입 #로보택시 한국 #웨이모 테슬라 비교
244 0 0 P 42.0
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4 min read
December 04, 2025 16:58

How to raise additional funds with a subordinated mortgage at a glance

What is a subordinate mortgage? Many people think they can't get another mortgage on their home if they already have a mortgage, but there's a way to borrow more money against the same property. It's called a subordinate mortgage. A subordinate mortgage is an additional loan secured by the property you already have a mortgage on. It's called a second mortgage because it's a second lien after your first mortgage. Depending on the use of the funds, there are two types of loans: a life-stabilization loan and a sole proprietorship loan. The latter is used for everyday expenses such as housing, education, and hospital expenses...

#후순위담보대출 #후순위대출 #주택담보추가대출
261 0 0 P 50.0
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경제
4 min read
December 03, 2025 16:59

UK tourist tax introduced, key things travelers to London need to know

Planning a trip to London, England? You may soon see a change in the cost of your trip. That's because the UK government is actively pursuing the introduction of a tourist tax. Today, we're going to take a closer look at the UK tourist tax. Table of contents What is a UK tourism tax? Why a tourism tax is being introduced How much tourism tax is expected and how it will work Precedent in Scotland and Wales Impact on travelers Frequently asked questions What is UK tourist tax? UK tourism tax is a tax levied on international and domestic tourists when they stay in certain cities. Currently, the UK is in the midst of a decentralization and community empowerment bill,...

#영국 관광세 #런던 관광세 #영국 여행 세금
233 0 0 P 40.0
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경제
4 min read
December 01, 2025 18:36

Business lending rate reversal, why it's unusual and what it means

What is rate inversion? In financial markets, a rate inversion is a phrase used to describe a rate structure that is contrary to common wisdom. In the case of the recent business lending inversion, it refers to a situation where the interest rate on money lent to businesses is lower than the interest rate on home mortgages. This shouldn't be the case, so let's take a look at why it's happening. Understanding the traditional lending rate structure Why mortgage rates have been low Typically, home equity loan rates are lower than business loan rates. The reason is simple. The risk of not getting paid is different for banks...

#주택담보대출금리 #기업대출금리 #금리역전현상
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경제
5 min read
November 30, 2025 23:01

Storbrig, the economics of a winter transfer market hotter than the season

What is a stovrig? The off-season is the time between the end of the regular season and the start of the next season. It's a time when teams rebuild their rosters by re-signing, signing free agents, trading, and releasing players. The term originally originated in American professional baseball, where fans would gather around the fireplace in the winter to discuss their team's moves and prospects for the upcoming season, hence the name hot stove league. While the term originated in baseball, it has come to refer to the off-season rebuilding period for any sport, including soccer and esports. Conversely, in sports like basketball and volleyball, where the summer is the off-season...

#스토브리그 #스토브리그경제학 #KBO스토브리그
247 0 0 P 39.0
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5 min read
November 29, 2025 18:10

Jakarta, the world's most populous city, is ranked number one in 2025

What is the world's most populous city? If you've ever wondered what the most populous city in the world is, the answer is Jakarta, the capital of Indonesia, according to the World Urbanization Prospects 2025 report from the United Nations Department of Economic and Social Affairs. What's interesting is that the UN report doesn't just count the population of a city by its administrative boundaries, but also by the population of the city's living area, which includes the densely populated areas surrounding the city. It measures the true size of the city, where people commute to work and share their daily lives together. ....

#세계인구1위도시 #자카르타인구 #세계도시순위
227 0 0 P 40.0
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4 min read
November 28, 2025 16:06

How to claim the Climate Alliance Card tax credit, complete with a breakdown of recharge methods

What is the Gifu Companion Card You may have heard of the Seoul Metropolitan Government's flat-rate transportation card, which gives you unlimited rides on buses and subways in Seoul by charging a set amount of money once a month. It's a popular way to save money on transportation among those who often use public transportation to commute to work, but many people don't know that it's not just a way to save money on transportation, but also a way to get a tax deduction at the end of the year. The basics of the transit deduction The cost of public transportation, such as buses, subways, and trains, is included as a deduction on your year-end tax return, just like credit cards. This item is included in your gross salary...

#기후동행카드 소득공제 #기후동행카드 충전 #대중교통비 소득공제
244 0 0 P 48.0
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경제
5 min read
November 27, 2025 18:00

The 25% Dividend Income Tax Cut: What It Means for Ant Investors

What is dividend income taxation? When you invest in stocks, you receive dividends. The tax system for this income is the dividend income tax. Previously, if your annual financial income exceeded KRW 20 million, you were subject to a comprehensive income tax of up to 45% when combined with other income. In other words, the more dividends you received, the more your tax burden increased dramatically. The dividend income separation tax is a system that taxes dividend income separately from labor or business income. The government created this system for a reason. The government believed that the existing tax system discouraged dividend investing. First...

#배당소득 분리과세 #배당세율 인하 #개미투자자 영향
302 0 0 P 46.0
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경제
3 min read
November 26, 2025 14:42

Mortgage Rates Break 6%, Everything Borrowers Need to Know

The state of mortgage rates The top rate for a blended mortgage has surpassed 6% APR. It's the first time since December 2023 that the rate has surpassed 6% in nearly two years. Adjustable-rate mortgage rates have also risen to 5.8% APR, increasing the burden on borrowers. The difference between hybrid and adjustable There are two main types of mortgage products. A hybrid is a five-year fixed-rate product backed by bank bonds. The interest rate is fixed for the first five years of the loan, after which it switches to a variable rate. It is this hybrid product that has seen interest rates rise this time. The floating rate is based on Kopex....

#주담대금리 #주택담보대출금리 #혼합형주담대
280 0 0 P 41.0
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5 min read
November 20, 2025 18:35

Background and Prospects for Increasing the Retirement Age to 65 and Amending the Employment of Older Persons Act

We've summarized the background to the push to raise the retirement age to 65 and the changes to the Older Americans Act. Learn about the changes to the retirement age as we enter the super-elderly society and close the income cliff. Table of contents The push to raise the retirement age to 65 Why the retirement age needs to be extended Comparison of retirement age systems in other countries Benefits and challenges of raising the retirement age Frequently Asked Questions Status of the 65 retirement age extension The government and the ruling party are moving forward with plans to raise the legal retirement age from the current 60 to 65. A special committee has been formed with the goal of passing a bill to extend the retirement age within this year, and the plan is to realize it through amendments to the Employment Act for the Elderly. Currently, Korea has an employment...

#초고령사회 #정년연장 #정년65세
289 0 0 P 35.0
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