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자기개발과 경제 이야기

자기개발에 대한 정보와 경제에 대한 다양한 내용을 소개합니다.

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경제
5 min read
December 28, 2025 15:15

Minimum wage to reach $1.32 an hour in 2026

The 2026 minimum wage in a nutshell The minimum wage for next year has finally been finalized. The minimum wage for 2026 will be 1,320 won per hour, an increase of 290 won compared to 1,30 won in 2025, and an increase of 2.9%. So how much will the minimum wage be in 2026? If you work 209 hours per month, which is the legal standard, you'll earn 2,568.80 won per month. That's with a 40-hour work week and weekly vacation pay. Year 2025 2026 Increase Hourly rate 30 1,320 290 Monthly salary (209 hours) 209,670 215,6880 6,610 In...

#2026년 최저임금 #2026년 최저임금 인상률 #2026년 최저월급
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4 min read
December 26, 2025 13:48

Real estate measures for 2025 at a glance

This year, the government announced three rounds of real estate measures for 2025, ranging from tightening mortgage lending regulations to expanding regulated areas in the metropolitan area to plans to increase housing supply. To predict the direction of the real estate market next year, it's important to understand exactly what was announced this year. Let's take a closer look at the key points of each measure. Highlights of the June 27 measures The first set of 2025 real estate measures announced on June 27 was centered on tightening mortgage regulations, especially for main mortgages in metropolitan areas and regulated areas. Limits on main mortgages Metropolitan areas and...

#LTV 40% #스트레스 DSR #2025년 부동산 대책
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4 min read
December 25, 2025 22:09

The future of Korean industry will be shaped by the 800 trillion investment by large companies

Background on the 800 trillion won investment announcement by conglomerates Recently, the Korean economy has seen a series of investment announcements of a rare scale. Samsung Electronics announced plans to invest KRW 450 trillion in the country over the next five years, followed by Hyundai Motor's KRW 125 trillion, SK's KRW 128 trillion, and LG's KRW 100 trillion, totaling more than KRW 800 trillion in domestic capital expenditures. At a time of tariff uncertainty and global supply chain turmoil, the decision by major conglomerates to reestablish their manufacturing and technology bases in Korea is more than just an expansion of facilities, but a sign of how the Korean industrial landscape will change over the next five years. Semiconductors and...

#대기업 800조 투자 #한국 산업 지형 변화 #반도체 AI 대규모 투자
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5 min read
December 25, 2025 21:08

4 Ways to Invest Dollars, Currency Investing Made Easy for Beginners

What is the Forex Market? With the recent weakening of the Korean Won and the rise of the Korean Won against the US Dollar, many people are interested in currency exchange. Currency exchange is simply buying money with money. The Foreign Exchange Market FX is where currencies around the world are traded, and there are no specific exchanges like the stock market. Global banks, central banks, corporations, and investors buy and sell currencies around the clock through a network. The U.S. dollar acts as the benchmark currency for most transactions and wields absolute power. The reason retail investors need to understand the forex market isn't just to invest in it directly. It's to understand how money...

#외화 환전 #원달러 환율 전망 #달러 투자 방법
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5 min read
December 24, 2025 17:24

B&W Chef 2 Waiting Crisis Begins, Starring Chefs All About the Restaurant Reservation Wars

Black & White Chef 2 premieres on Netflix, generates buzz early on On December 16, the eagerly awaited second season of Black & White Chef began airing on Netflix. After the first season became a phenomenon last fall, becoming the first Korean show to reach the global top 10 non-English TV series on Netflix for three consecutive weeks, the anticipation for the second season was higher than ever. The Black & White Chef 2 has only released the first, second, and third episodes of the 13-episode series, but social media and online communities have been buzzing with excitement. Within a day of its release, it was the #1 trending Netflix series of the day...

#흑백요리사2 #흑백요리사2 웨이팅 대란 #흑백요리사2 출연 셰프 식당
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4 min read
December 23, 2025 12:46

Korea's sovereign wealth fund launches domestic investment following Temasek model

What is a Korean-style sovereign wealth fund? The government has officially announced plans to establish a new type of sovereign wealth fund. The idea is to actively manage the country's assets to generate profits and pass them on to future generations. Similar to Singapore's Temasek and Australia's Future Fund, the idea is to utilize the country's finances as a growth engine. How it differs from KIC Korea currently has a sovereign wealth fund called the Korea Investment Corporation. However, since KIC is operated based on foreign exchange reserves, it has to prioritize stability. It is limited in high-yield investments and has...

#국민성장펀드 #한국형국부펀드 #국부펀드설립
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4 min read
December 22, 2025 13:20

Seoul, the city of rentals, is going rental-free

Rents double in 5 years, Seoul sees rental reversal The rental market in Seoul is changing rapidly. From January through October of this year, more than 476,000 new rental contracts were signed in Seoul, double the 239,000 signed in the same period in 2020, according to data from the Court Registration Information Plaza. In contrast, the number of rental contracts dropped 23%, from 340,000 to 260,000. The first time renting surpassed subletting in total rental transactions was in 2022, when the share of renting was 53.2%; this year it surpassed 60%. This is a sign that Seoul is effectively becoming a renting city. This phenomenon is not just...

#전세의 월세화 #전세대출 규제 #서울 월세 도시
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4 min read
December 22, 2025 11:49

The Complete Guide to Sculpture Investing: How to Invest in Real Estate and Art for $1,000

Investing in real estate and art for as little as $1,000, we've put together a detailed guide to microinvesting for the 2030s, including what it is, how to invest, and what to look out for. What is sculpture investing? Financial products that allow you to diversify your investments into small amounts of money have been gaining popularity lately. ETFs are the most common, but sculpture investments in real estate and art are gaining traction among the 2030s. Sculpture investing is a way to tokenize expensive real-world assets so that multiple investors can jointly invest and share ownership. Previously, only high-net-worth individuals could access...

#조각투자 #부동산 조각투자 #미술품 조각투자
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4 min read
December 22, 2025 06:45

Budget 2026, how will it change your life?

The 2026 budget of 624.8 trillion won has been finalized! We've summarized key policies and welfare benefits at a glance, including the expansion of the Youth Future Savings Fund, public transportation passes, and investment in semiconductor clusters. Overview of the 2026 Budget The government has officially announced the 2026 budget allocation plan, totaling KRW 624.8 trillion, 75% of which will be spent in the first half of the year. The budget shows the government's intention to revitalize the economy and stabilize people's lives at the same time. The most notable aspect of the 2026 budget is that it balances future industrial investment and welfare expansion. While responding to the rapidly changing global environment,...

#2026년 예산안 #2026년도 정부 예산 #2026년 예산 주요 내용
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5 min read
December 21, 2025 13:01

Checklist to Maximize Your Refund with the 2026 Tax Preview

Maximize your refund with the 2026 Tax Preview service. From pension savings and IRP contributions to medical expenses and donations, we've compiled a year-end tax checklist of things you can't afford to miss. Plan your strategy for the rest of the year with Tax Preview It's almost the end of 2025. While holiday parties and traveling are great, there's something you don't want to miss out on. That's preparing for your 2026 taxes, also known as your 13th paycheck. While you can't get back what you've spent, there are some items you can take care of now that will give you a tax break. Take advantage of this year-end tax preview service from HomeTax. Each year, 1...

#2026연말정산 #연말정산미리보기 #연말정산체크리스트
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