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생활정보와 꿀팁

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5 min read
November 25, 2025 17:28

Minors will be able to get debit cards as young as 12 in 2025

Why getting a debit card for a minor is different Imagine a typical day in the life of an elementary school student these days: buying snacks with QR payments at convenience stores, swiping their transit cards to ride the bus and subway, and ordering school supplies online. It's a scene that would have been hard to imagine just a few years ago. But current financial regulations haven't kept up with this reality: Until now, debit cards were only available to people over the age of 12, and children under 12 could only use prepaid cards loaded by their parents. If you're a parent of an elementary school-aged child, you've probably felt the inconvenience...

#미성년자 체크카드 발급 #체크카드 연령 제한 완화 #가족카드 제도
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4 min read
November 25, 2025 07:22

How to make the right funeral arrangements with a funeral plan checklist

The reality of 10 million subscribers As of March 2025, there were 9.6 million subscribers and more than 10 trillion won in assets under management. However, even though so many people have signed up for funeral services, the question remains whether they are truly prepared. Experts emphasize that just like insurance, you need to check the terms and conditions carefully and organize and manage it as needed. It is more important that you are ready to use it when you need it than the fact that you have it. Here's what you need to know about how to prevent damage to your funeral home...

#상조 가입 주의사항 #상조 가입 체크리스트 #상조 피해 예방
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4 min read
November 19, 2025 16:05

Tibbing Disney+ Wave Combined 3-Pack Launch and How to Save on OTT Subscriptions

We recap the launch of the 3 PACK, Korea's first three-company bundle that lets you watch TV, Disney+, and Wave all at once. Find out how to save money on OTT subscriptions and the benefits of bundling right now. Are you tired of paying for OTT subscriptions that drain your bank account every month? I used to pay for original series like Netflix, Teevee dramas, and Disney Plus Moving, but when I tried to watch them, I realized that the monthly cost was more than the price of two or three chicken. But this time, I heard really good news: TVING, the pride of Korea's indigenous OTT...

#티빙 #디즈니플러스 #웨이브
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6 min read
November 18, 2025 13:53

Why domestic used car parts have become harder to find

There's a common challenge facing drivers who have recently visited an auto repair shop. It's that domestic used car parts have become hard to come by. With used car exports reaching a record high of 437,000 units in the first half of 2025, the domestic used car parts market is undergoing a major transformation. The surge in used car exports is more than just a boost to overseas sales; it's fundamentally disrupting the domestic scrap parts supply chain, leading to months-long waits for repair parts. The explosion in exports to Central Asia and the Middle East is being driven by...

#국산 중고차 부품 #중고차 수출 #폐차 부품
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6 min read
November 17, 2025 17:07

How to get up to $2,300 for the third year of the small business employee savings tax credit

We've just launched a new 3-year savings plan for employees of small and medium-sized enterprises. You can contribute from $100,000 to $500,000 per month and the company will match 20%. Check out the terms and estimated maturity. Table of contents What is the Small Business Thrift Savings Plan? Who's eligible and how 3-Year Savings Plan Benefits Expected Maturity Details How to enroll in 4 steps Frequently asked questions If you work for a small business, we've got news for you. The Small Business Employee Savings Allowance has a new three-year term. Previously, there was only a five-year term, but the launch of the three-year term means that if your situation...

#중소기업 재직자 우대 저축공제 #중소기업 재직자 저축공제 #3년형 내일채움공제
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6 min read
November 14, 2025 15:30

A complete guide to garnishment protection with a living expense account, 2026

Starting February 2026, we're launching the Living Expense Account. You can protect up to $2.5 million per month in garnishment-free deposits, plus a guaranteed death benefit of up to $1,500. Learn more about how to open a garnishment protection account and the benefits. Table of Contents What is a living expense account? How it differs from traditional plans Living Expense Account protection limits and coverage How to open a living expense account Enhanced garnishment protection Frequently asked questions What is a living expense account? Everyone has the right to maintain a minimum standard of living, even if you're in debt. But until now, when a creditor garnishes your bank account, you didn't know if you could...

#생계비계좌 #압류금지계좌 #채무자보호제도
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5 min read
November 10, 2025 08:17

No-show penalties, now up to 40 percent

The FTC has significantly increased the threshold for no-show penalties. Reservation-based restaurants can charge up to 40% of the reservation. See also the penalty rules for restaurants and wedding venues. No-show penalties are now up to 40 percent A recent announcement from the FTC has a lot of people wondering. No-show penalty standards have changed drastically, and new regulations have been put in place to protect reservation-based restaurants like omakase and fine dining. In today's post, we'll talk about the new no-show penalties and refunds for canceled reservations...

#노쇼 위약금 #예약기반음식점 #공정거래위원회 개정안
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5 min read
November 06, 2025 17:28

How to apply for heating bill assistance and receive up to $100

See how to apply for heating assistance, who to apply to, and how much at a glance. Help ease your winter heating bills with the Love ON heating assistance program. The program is available to those on basic needs and those in secondary need. Help keep you warm this winter with heating assistance payments As winter approaches, one of the biggest concerns is heating bills, especially in these times of high gas prices. Luckily, the government has a program to help those in need. You can get up to 1 million won through the Love ON heating bill support program. Table of Contents What is the government heating subsidy?

#난방비지원금 #사랑ON난방비 #정부난방비지원
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4 min read
November 05, 2025 13:11

Participate in a consumer lottery event and win up to 20 million won

Here's how to win up to 20 million won in digital onnuri gift certificates through the government's consumer lottery event. Make a purchase of 50,000 won or more at a non-metropolitan area small business store to automatically enter. Table of Contents What is the Secondary Sweepstakes Event? How to participate and the entry period Lottery Prizes and Benefits Lottery Event Precautions Frequently Asked Questions What is the second consumption lottery event? The government is promoting consumption through events to purchase products from small businesses. The 2nd Consumer Lottery is a win-win payback program designed to revitalize the economy of small businesses in non-metropolitan areas. The winning amount is higher than the 1st event...

#소비복권 이벤트 #정부 소비복권 #디지털 온누리상품권
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5 min read
November 03, 2025 21:41

Is chartering here to stay? How the charter market has changed since the Gap Investment Regulation

What happened to the charter market In the real estate market these days, it's not uncommon to hear the phrase "the end of the rental market". This is because the government designated all of Seoul as a land transaction license zone and tightened regulations on subletting as part of the 10-15 plan, which completely changed the market. With the gap investment of buying a house with a sublet blocked, landlords are either not letting out sublets or switching to renting, resulting in a reverse phenomenon of fewer sublets and higher prices. Tenants are stuck with lending restrictions, landlords are stuck with investment restrictions, and everyone is frustrated. If the rental cliff materializes, contrary to the intent of curbing speculation,...

#10·15부동산대책 #전세제도 #전세시장변화
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