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생활정보와 꿀팁

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경제 category · 32 posts

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경제
6 min read
November 14, 2025 15:30

A complete guide to garnishment protection with a living expense account, 2026

Starting February 2026, we're launching the Living Expense Account. You can protect up to $2.5 million per month in garnishment-free deposits, plus a guaranteed death benefit of up to $1,500. Learn more about how to open a garnishment protection account and the benefits. Table of Contents What is a living expense account? How it differs from traditional plans Living Expense Account protection limits and coverage How to open a living expense account Enhanced garnishment protection Frequently asked questions What is a living expense account? Everyone has the right to maintain a minimum standard of living, even if you're in debt. But until now, when a creditor garnishes your bank account, you didn't know if you could...

#생계비계좌 #압류금지계좌 #채무자보호제도
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경제
5 min read
November 10, 2025 08:17

No-show penalties, now up to 40 percent

The FTC has significantly increased the threshold for no-show penalties. Reservation-based restaurants can charge up to 40% of the reservation. See also the penalty rules for restaurants and wedding venues. No-show penalties are now up to 40 percent A recent announcement from the FTC has a lot of people wondering. No-show penalty standards have changed drastically, and new regulations have been put in place to protect reservation-based restaurants like omakase and fine dining. In today's post, we'll talk about the new no-show penalties and refunds for canceled reservations...

#노쇼 위약금 #예약기반음식점 #공정거래위원회 개정안
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경제
5 min read
November 06, 2025 17:28

How to apply for heating bill assistance and receive up to $100

See how to apply for heating assistance, who to apply to, and how much at a glance. Help ease your winter heating bills with the Love ON heating assistance program. The program is available to those on basic needs and those in secondary need. Help keep you warm this winter with heating assistance payments As winter approaches, one of the biggest concerns is heating bills, especially in these times of high gas prices. Luckily, the government has a program to help those in need. You can get up to 1 million won through the Love ON heating bill support program. Table of Contents What is the government heating subsidy?

#난방비지원금 #사랑ON난방비 #정부난방비지원
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경제
4 min read
November 05, 2025 13:11

Participate in a consumer lottery event and win up to 20 million won

Here's how to win up to 20 million won in digital onnuri gift certificates through the government's consumer lottery event. Make a purchase of 50,000 won or more at a non-metropolitan area small business store to automatically enter. Table of Contents What is the Secondary Sweepstakes Event? How to participate and the entry period Lottery Prizes and Benefits Lottery Event Precautions Frequently Asked Questions What is the second consumption lottery event? The government is promoting consumption through events to purchase products from small businesses. The 2nd Consumer Lottery is a win-win payback program designed to revitalize the economy of small businesses in non-metropolitan areas. The winning amount is higher than the 1st event...

#소비복권 이벤트 #정부 소비복권 #디지털 온누리상품권
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경제
5 min read
November 03, 2025 21:41

Is chartering here to stay? How the charter market has changed since the Gap Investment Regulation

What happened to the charter market In the real estate market these days, it's not uncommon to hear the phrase "the end of the rental market". This is because the government designated all of Seoul as a land transaction license zone and tightened regulations on subletting as part of the 10-15 plan, which completely changed the market. With the gap investment of buying a house with a sublet blocked, landlords are either not letting out sublets or switching to renting, resulting in a reverse phenomenon of fewer sublets and higher prices. Tenants are stuck with lending restrictions, landlords are stuck with investment restrictions, and everyone is frustrated. If the rental cliff materializes, contrary to the intent of curbing speculation,...

#10·15부동산대책 #전세제도 #전세시장변화
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경제
5 min read
November 03, 2025 15:27

Should I sign up for a funeral service that delivers appliances?

The state of consumer harm in funeral services Consumer damage related to funeral services continues to increase. In the three years from 2017 to 2019, an average of 7,630 cases of damage related to funeral services were received by the 1372 Consumer Consultation Center. In particular, the KFTC has recently issued a consumer damage warning due to the problem of funeral bundle products that bundle expensive home appliances or household goods with funeral services. The problem with funeral bundles Looks like a freebie but is actually an installment contract The biggest problem with bundled products is that what's advertised is not what's actually in the contract. Companies...

#상조서비스피해 #상조결합상품 #가전제품사은품상조
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경제
4 min read
November 01, 2025 00:27

How to find a no-accrual rewards card that works for you

Unlike credit cards, debit cards don't have a spending requirement, and many people think this is a misconception, but the truth is that most debit cards, like credit cards, require you to spend the previous month to get the benefits. However, there are some no-performance debit cards that offer basic benefits without a performance requirement. In this article, we'll explain what a no-performance card is and how to find one. Table of contents What is prior month performance? The difference in benefits between prior month performance tiers Benefits of no-performance debit cards How to get both earned and no-earned benefits Frequently asked questions What is Prior Month Earnings? Prior month performance is...

#체크카드 전월 실적 #무실적 체크카드 #KB국민 노리2 체크카드
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경제
5 min read
October 28, 2025 16:15

A complete rundown of how to get a reward for reporting counterfeit goods

Learn more about the conditions and amount of the reward and the process for reporting counterfeit goods. You can get up to 10 million won through the KIPO reward program. Table of contents What is the Counterfeit Product Reporting Reward Program? Conditions for receiving a bounty Reward thresholds per dollar amount caught How to report counterfeit goods When you are not eligible for a reward Frequently asked questions What is the Counterfeit Product Reward Program? The JPO offers a reward program to citizens who report manufacturers or sellers of counterfeit goods to help stop the distribution of counterfeit goods. It is not just about reporting counterfeit products, but also about helping to crack down on...

#위조상품신고포상금 #위조상품신고 #특허청포상금제도
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경제
7 min read
October 27, 2025 22:11

How to sign up for Safe Money in the event of a funeral home closure

Mr. A. paid his funeral dues faithfully for 10 years. He paid 3.6 million won, but when the funeral company he signed up with went out of business, he only got half of the money back, 1.8 million won. The answer was that there was no legal problem, and he had no place to vent his frustration. This could happen to you, too. There are 8.92 million subscribers in Korea, or one in six people. However, from 2013 to 2019, a whopping 183 funeral companies were deregistered or canceled, affecting 530,000 people. In the last three years, unreturned compensation amounting to 30 billion won was also...

#100원상조 #상조업체폐업 #상조피해보상
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경제
4 min read
October 27, 2025 15:36

Is it a legal obligation? Nailing down your company's half-day policy

Whether you're legally required to take half-time or not, and everything you need to know about the half-time system. From the difference between half and annual leave under the Labor Code, how to use half-time, and overtime pay thresholds, get the information you need to know at a glance. Table of contents What is the half-day system? Annual leave is mandatory, half-time is optional How to get paid for extra hours worked after using half a day off Frequently asked questions What is a half-day policy? If you have a doctor's appointment or personal errands that you don't want to take a full day for, but don't want to miss out on, you may find yourself in a situation where you need to take a half day off...

#반차 법적 의무 #반차 제도 #연차 휴가
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