How to Apply for Cheongdo County's 2026 Small Business Card Fee Support and Revised Criteria
Under the revised announcement dated September 3, 2026, the 2025 sales threshold for Cheongdo County's Small Business Card Fee Support Program was expanded from at most KRW 200 million to at most KRW 300 million. Applications can be submitted online through Haengbok Card or in person at an eup or myeon office or the Eastern Branch of the Gyeongsangbuk-do Economic Promotion Agency. The program may close early if the budget is exhausted.
- Check the business location listed on the business registration certificate, 2025 sales, and whether the business qualifies as a small business.
- Prepare the application materials required in the announcement, including business registration information, proof of identity, and deposit account documents.
- Select Cheongdo County on Haengbok Card and apply online, or submit the documents at a designated in-person application location.
- Check the application status in the Application Results menu and retain the application number or completion screen.
- Check whether the previous rejection was due to the former KRW 200 million sales threshold, and inquire whether reapplication is possible if the business meets the expanded threshold.
To receive the 2026 Cheongdo-gun Small Business Card Fee Subsidy, first check whether the business location listed on your business registration certificate is in Cheongdo-gun and whether your total sales for 2025 were at most KRW 300 million. The subsidy is 0.4% of 2025 card sales, with a minimum of KRW 50,000 and a maximum of KRW 400,000 for eligible applicants.
In the amended notice dated September 3, 2026, the sales threshold was expanded from the previous KRW 200 million or less to KRW 300 million or less. Rather than simply waiting for a separate fixed deadline, it is important to check the Haengbok Card application status immediately. Applications may close early once the allocated budget is exhausted.
Check Eligibility Before Applying
Check the following conditions in order.
| Item to Check | Amended 2026 Criteria | Documents to Check |
|---|---|---|
| Business location | The location listed on the business registration certificate is in Cheongdo-gun | Business registration certificate or business registration information |
| Sales threshold | Total 2025 sales of at most KRW 300 million | 2025 sales records |
| Business type | Small business as defined in the notice | Industry and small-business eligibility |
| Basis for calculating subsidy | 0.4% of 2025 card sales | Documents verifying card sales |
| Subsidy range | Minimum KRW 50,000·maximum KRW 400,000 | Card sales recognized during the review |
Even if you meet the detailed requirements above, you may not receive support if you fall under an exclusion specified in the notice or fail to submit all required documents. You must check the actual criteria stated in the amended notice regarding suspension or closure of business, industry restrictions, restrictions on duplicate support, and other matters. Do not independently assume exclusion criteria that are not stated in the notice.
Change from KRW 200 Million to KRW 300 Million
The key point of the amended notice dated September 3, 2026 is the expansion of the 2025 sales threshold.
| Category | Sales Threshold |
|---|---|
| Before amendment | 2025 sales of at most KRW 200 million |
| After amendment | 2025 sales of at most KRW 300 million |
If your 2025 sales exceeded KRW 200 million and you were unable to apply or were rejected under the previous criteria, check the following.
- Recheck whether your total 2025 sales were at most KRW 300 million.
- Check whether the sales threshold was the only reason for your previous rejection.
- Do not assume that the amended criteria will result in automatic approval or an automatic review.
- Check your Haengbok Card application result, then ask the application office whether you can reapply or submit supplementary materials.
- If a valid application has already been received, obtain guidance from the responsible institution before submitting a duplicate application.
If you were previously rejected because of the business location, small-business requirements, or an exclusion specified in the notice, expanding the sales threshold alone will not resolve that issue.
Information and Documents to Prepare
Prepare the following before applying online or in person.
- Business registration number and business registration information
- A means of verifying the identity of the business owner
- Information on the account that will receive the subsidy and documents verifying that account
- Documents verifying total sales for 2025
- Documents verifying card sales for 2025
- Any additional application forms and consent forms required in the attached forms of the amended notice
The application page and the list of attachments in the notice take precedence regarding the actual files to submit and acceptable proof of sales. Separate submission may be waived for administrative or sales information that can be verified online. If the information cannot be verified automatically, you may be asked to submit supplementary documents.
Haengbok Card Online Application Process
- Visit the official Haengbok Card website.
- Select Cheongdo-gun as the business location.
- Enter the business information requested on the application page, including the business registration number, owner information, and contact information.
- Check the displayed information related to 2025 sales and your eligibility for support.
- Enter the deposit account information and upload the required attachments.
- Read the consent terms for checking personal and administrative information, then submit the application.
- Save the application number or completion screen.
- Check the receipt, supplementation, and processing status in the Haengbok Card application results menu.
If you select the wrong region while entering information, your application may be submitted under another local government’s program. Check that Cheongdo-gun is displayed before submitting. Even after clicking the submit button, if the application does not appear in the application results, it is safer to contact the application office rather than immediately submitting a duplicate application.
In-Person Application and How It Differs from Online Application
If applying online is difficult, you may apply in person in accordance with guidance from the relevant eup or myeon office in Cheongdo-gun or the Eastern Branch of the Gyeongsangbuk-do Economic Promotion Agency. On the day of your visit, confirm the application location and operating hours through the amended notice or the responsible institution.
| Item | Haengbok Card Online Application | In-Person Application |
|---|---|---|
| Application method | Enter the information and submit files yourself online | Submit the application form and supporting documents at the application office |
| Advantages | Fewer location constraints and easier online checking of application results | Assistance is available if online use is difficult or documents need to be checked |
| Advance checks | File format and size, identity verification method, and account information | Operating hours, original versus copy requirements, and additional documents when someone other than the business owner visits |
| Caution | Separately confirm submission completion and receipt status | Visiting does not guarantee approval, and supplementary documents may be requested |
If a representative visits, contact the application office in advance to confirm whether additional materials, such as a power of attorney and the representative’s ID, are required. If you visit without confirming the required documents, you may have to submit them again.
How to Calculate the Subsidy
The basic formula for calculating the subsidy is as follows.
Recognized 2025 card sales × 0.4%
A minimum of KRW 50,000 and a maximum of KRW 400,000 apply to the calculated amount.
| 2025 Card Sales | Amount at 0.4% | Example After Applying the Range |
|---|---|---|
| KRW 8 million | KRW 32,000 | KRW 50,000 |
| KRW 50 million | KRW 200,000 | KRW 200,000 |
| KRW 100 million | KRW 400,000 | KRW 400,000 |
| KRW 150 million | KRW 600,000 | KRW 400,000 |
The amounts in the table are examples illustrating the calculation structure. The actual payment may vary depending on application eligibility, card sales recognized by the institution, whether cancellations and refunds are reflected, review results, and the remaining budget.
Why Total Sales and Card Sales Must Be Distinguished
This program uses two different sales amounts.
- Total sales for 2025 determine whether you are eligible to apply and must be at most KRW 300 million.
- Card sales for 2025 are used to calculate the subsidy, with 0.4% applied to that amount.
For example, if total sales were KRW 250 million and card sales were KRW 70 million, sales eligibility would be determined using total sales, while the subsidy would be calculated based on card sales. Multiplying total sales by 0.4% or using only card sales to determine whether the KRW 300 million threshold is met may produce a different result.
If tax filing records, card company records, and the amount shown on the application page differ, do not submit an arbitrary figure. Contact the application office to confirm which period and calculation criteria were applied. In particular, canceled sales, taxable periods, and the allocation of sales among multiple business locations may cause discrepancies.
Items to Check After Applying
After completing the application, check the following.
- Confirm that the application appears in the Haengbok Card application results.
- Keep the application number and submission completion screen.
- Confirm that the contact information for receiving supplementation requests is correct.
- Check text messages and the application results page for any requests for supplementary materials.
- Notify the application office if any business or account information changes before the payment is finalized.
Completion of the application does not mean that support has been approved or payment has been completed. The application details and supporting documents must be reviewed, and the availability of the budget may also affect the result.
FAQ
Can I apply if my 2025 sales exceed KRW 200 million?
Under the amended announcement dated September 3, 2026, the threshold was expanded to include sales of at most KRW 300 million. If the address on your business registration certificate is in Cheongdo-gun and you meet the other requirements, including qualifying as a small business owner, you can check your eligibility again.
If I was rejected because of the previous sales threshold, will my application be automatically reviewed again?
It cannot be stated with certainty that your application will be automatically reviewed again. Check your previous application result and the reason for rejection on Haengbok Card, and contact the relevant department at Cheongdo-gun or the Gyeongsangbuk-do Economic Promotion Agency to ask whether you need to reapply or provide additional information.
Is the subsidy 0.4% of total sales?
No. The KRW 300 million threshold is used to determine eligibility based on total sales in 2025, while the subsidy amount is calculated as 0.4% of card sales in 2025.
What is the maximum subsidy I can receive?
According to the announcement, the subsidy ranges from a minimum of KRW 50,000 to a maximum of KRW 400,000. The actual amount will be determined based on recognized card sales in 2025, the review results, and the available budget.
Can I apply if I live in Cheongdo-gun but my business is located elsewhere?
The criterion is the business address on the business registration certificate, not your place of residence. Check whether the address shown on your business registration certificate is in Cheongdo-gun.
Where can I apply online?
Apply through Haengbok Card, the official channel for Gyeongsangbuk-do's small business card processing fee subsidy, by selecting Cheongdo-gun as the region and entering your business and bank account information.
Where should I go if I have difficulty applying online?
You can apply in person as instructed by the relevant eup or myeon office in Cheongdo-gun or the Eastern Branch of the Gyeongsangbuk-do Economic Promotion Agency. Before visiting, check the available application locations, operating hours, and required documents.
What is the application deadline?
This program may close early once the allocated budget is exhausted. Check the current application status on Haengbok Card and in the amended announcement, and apply as soon as possible.
Is the subsidy guaranteed once I submit an application?
No. After submission, your eligibility, sales data, submitted documents, and other information must be reviewed. Continue to check whether your application has been received, any requests for additional information, and the processing status in the Application Results menu.
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